Kansas home prices and mortgage costs
Typical home value $246,055 · +3.5% in a year · property tax 1.24%
Typical home value
$246,055
Payment (20% down)
$1,702
Income needed
$73,000
Kansas ranks 42nd most expensive of 51 states and D.C. Home values changed +3.5% over the past year and +30.0% over five years. Buying the typical home with 20% down costs about $1,702 a month at 7.11%, which needs a household income of about $73,000.
Cost of the typical Kansas home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,211 | $196,844 | $1,324 | $0 | $378 | $1,702 | $73,000 |
| 10% down | $24,606 | $221,450 | $1,490 | $92 | $378 | $1,960 | $84,000 |
| 5% down | $12,303 | $233,752 | $1,572 | $97 | $378 | $2,048 | $87,800 |
| 3.5% down (FHA) | $8,612 | $241,599 | $1,625 | $109 | $378 | $2,112 | $90,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.24% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Check a specific budget: how much house you can afford in Kansas by salary · payment on a $250K home in Kansas
Home prices by county in Kansas
| County | Typical home | 1-yr change | Tax rate | Payment / month | Income needed |
|---|---|---|---|---|---|
| Johnson County | $458,265 | +4.7% | 1.14% | $3,129 | $134,100 |
| Miami County | $377,634 | +4.3% | 1.27% | $2,620 | $112,300 |
| Leavenworth County | $347,796 | +4.8% | 1.21% | $2,396 | $102,700 |
| Douglas County | $335,609 | +3.4% | 1.22% | $2,315 | $99,200 |
| Pottawatomie County | $328,402 | +5.7% | 1.14% | $2,242 | $96,100 |
| Jefferson County | $291,210 | +8.8% | 1.26% | $2,019 | $86,500 |
| Riley County | $273,920 | +4.8% | 1.46% | $1,945 | $83,300 |
| Franklin County | $261,463 | +7.1% | 1.41% | $1,846 | $79,100 |
| Jackson County | $255,117 | +5.5% | 1.14% | $1,743 | $74,700 |
| Wabaunsee County | $252,635 | +0.9% | 1.28% | $1,756 | $75,300 |
| Butler County | $249,619 | +3.7% | 1.46% | $1,772 | $75,900 |
| Gray County | $245,600 | +4.6% | 1.49% | $1,750 | $75,000 |
| Ellis County | $243,316 | +3.1% | 1.24% | $1,683 | $72,100 |
| Nemaha County | $240,020 | +8.8% | 0.96% | $1,603 | $68,700 |
| Finney County | $233,147 | -1.9% | 1.44% | $1,651 | $70,800 |
| Sedgwick County | $223,622 | +2.6% | 1.21% | $1,541 | $66,000 |
| Sheridan County | $222,416 | +8.8% | 1.49% | $1,584 | $67,900 |
| McPherson County | $220,505 | +2.3% | 1.37% | $1,549 | $66,400 |
| Osage County | $209,072 | +3.2% | 1.49% | $1,490 | $63,900 |
| Geary County | $208,531 | -2.9% | 1.45% | $1,478 | $63,300 |
| Ford County | $206,809 | -3.2% | 1.52% | $1,479 | $63,400 |
| Wyandotte County | $206,653 | +2.6% | 1.46% | $1,466 | $62,800 |
| Shawnee County | $205,296 | -0.1% | 1.5% | $1,463 | $62,700 |
| Morris County | $193,831 | +7.1% | 1.46% | $1,377 | $59,000 |
| Lyon County | $192,806 | +3.6% | 1.55% | $1,384 | $59,300 |
| Anderson County | $192,110 | +6.6% | 1.37% | $1,350 | $57,800 |
| Harvey County | $191,899 | +4.9% | 1.51% | $1,369 | $58,700 |
| Coffey County | $191,081 | +3.0% | 1.09% | $1,298 | $55,600 |
| Kearny County | $189,811 | +2.9% | 1.05% | $1,282 | $55,000 |
| Atchison County | $185,797 | +7.2% | 1.32% | $1,297 | $55,600 |
| Scott County | $183,996 | +2.4% | 1.65% | $1,335 | $57,200 |
| Linn County | $179,925 | +7.4% | 1.16% | $1,232 | $52,800 |
| Saline County | $179,682 | +4.7% | 1.31% | $1,252 | $53,700 |
| Thomas County | $176,313 | +1.5% | 1.41% | $1,245 | $53,300 |
| Ottawa County | $176,212 | +7.3% | 1.66% | $1,281 | $54,900 |
| Haskell County | $173,585 | -2.6% | 1.45% | $1,231 | $52,800 |
| Kingman County | $173,003 | +0.4% | 1.74% | $1,269 | $54,400 |
| Doniphan County | $171,952 | +10.5% | 1.07% | $1,165 | $49,900 |
| Clay County | $170,455 | +7.6% | 1.32% | $1,190 | $51,000 |
| Dickinson County | $167,372 | +2.6% | 1.47% | $1,189 | $51,000 |
| Cheyenne County | $166,502 | +8.6% | 1.3% | $1,160 | $49,700 |
| Chase County | $164,690 | +3.9% | 1.37% | $1,156 | $49,600 |
| Stevens County | $164,384 | +5.3% | 1.88% | $1,225 | $52,500 |
| Marshall County | $163,544 | +8.9% | 1.23% | $1,130 | $48,400 |
| Brown County | $160,480 | +5.9% | 1.24% | $1,109 | $47,500 |
| Grant County | $157,545 | +9.2% | 1.51% | $1,125 | $48,200 |
| Wichita County | $156,484 | +8.0% | 1.74% | $1,147 | $49,200 |
| Reno County | $155,260 | +6.3% | 1.63% | $1,124 | $48,200 |
| Washington County | $153,163 | -1.3% | 1.37% | $1,076 | $46,100 |
| Sherman County | $152,116 | +1.3% | 1.59% | $1,096 | $47,000 |
| Hodgeman County | $151,953 | -1.0% | 1.66% | $1,103 | $47,300 |
| Kiowa County | $151,662 | -0.9% | 1.11% | $1,032 | $44,200 |
| Ellsworth County | $148,146 | +15.6% | 1.47% | $1,053 | $45,100 |
| Logan County | $148,113 | +5.5% | 1.64% | $1,073 | $46,000 |
| Sumner County | $147,657 | +3.7% | 1.58% | $1,062 | $45,500 |
| Seward County | $147,226 | +1.7% | 1.67% | $1,071 | $45,900 |
| Greeley County | $143,863 | -5.6% | 1.89% | $1,073 | $46,000 |
| Stanton County | $143,735 | +0.3% | 2.46% | $1,140 | $48,900 |
| Marion County | $143,239 | +5.4% | 1.62% | $1,035 | $44,400 |
| Gove County | $140,598 | +1.6% | 1.46% | $998 | $42,800 |
| Hamilton County | $138,769 | +3.4% | 1.49% | $989 | $42,400 |
| Crawford County | $137,283 | -0.2% | 1.06% | $929 | $39,800 |
| Trego County | $136,189 | -3.0% | 1.45% | $966 | $41,400 |
| Wallace County | $136,145 | +3.5% | 1.34% | $953 | $40,800 |
| Bourbon County | $134,185 | +9.7% | 1.57% | $965 | $41,400 |
| Mitchell County | $133,773 | -4.5% | 1.66% | $972 | $41,600 |
| Lincoln County | $129,123 | +6.7% | 1.46% | $917 | $39,300 |
| Pratt County | $127,432 | +5.3% | 1.74% | $934 | $40,000 |
| Cherokee County | $127,211 | +5.0% | 1.22% | $877 | $37,600 |
| Rawlins County | $125,993 | +4.4% | 1.56% | $905 | $38,800 |
| Cowley County | $125,551 | +5.0% | 1.65% | $911 | $39,100 |
| Phillips County | $121,469 | +5.2% | 1.8% | $897 | $38,400 |
| Barton County | $120,046 | +8.6% | 1.68% | $874 | $37,500 |
| Rooks County | $120,006 | +2.9% | 1.93% | $899 | $38,500 |
| Meade County | $119,325 | +2.8% | 1.35% | $836 | $35,800 |
| Cloud County | $118,276 | +3.5% | 1.7% | $864 | $37,000 |
| Rice County | $117,458 | +8.6% | 1.52% | $840 | $36,000 |
| Smith County | $116,435 | +4.0% | 1.83% | $862 | $37,000 |
| Russell County | $116,405 | +10.2% | 1.86% | $865 | $37,100 |
| Allen County | $116,299 | +1.9% | 1.67% | $846 | $36,200 |
| Lane County | $113,388 | +10.7% | 1.32% | $792 | $33,900 |
| Norton County | $112,903 | -1.4% | 1.7% | $824 | $35,300 |
| Jewell County | $110,818 | +11.9% | 1.93% | $830 | $35,600 |
| Woodson County | $110,121 | +4.1% | 1.93% | $825 | $35,400 |
| Pawnee County | $109,195 | +5.0% | 2.03% | $827 | $35,400 |
| Neosho County | $109,150 | +4.1% | 1.47% | $776 | $33,200 |
| Republic County | $108,996 | -3.8% | 1.79% | $803 | $34,400 |
| Ness County | $106,985 | +8.7% | 1.95% | $803 | $34,400 |
| Graham County | $106,776 | +5.1% | 1.83% | $790 | $33,900 |
| Greenwood County | $106,121 | +7.2% | 1.52% | $759 | $32,500 |
| Decatur County | $105,339 | +2.5% | 1.79% | $777 | $33,300 |
| Stafford County | $104,776 | +8.1% | 1.59% | $755 | $32,400 |
| Wilson County | $104,584 | +0.4% | 1.48% | $744 | $31,900 |
| Montgomery County | $102,011 | +7.8% | 1.72% | $747 | $32,000 |
| Elk County | $99,977 | +7.8% | 2.03% | $757 | $32,400 |
| Morton County | $96,902 | +1.1% | 2.08% | $738 | $31,600 |
| Labette County | $96,287 | +2.0% | 1.65% | $699 | $29,900 |
| Osborne County | $92,245 | -3.0% | 1.7% | $673 | $28,800 |
| Harper County | $92,115 | +5.1% | 1.78% | $679 | $29,100 |
| Barber County | $89,699 | +9.8% | 1.7% | $655 | $28,100 |
| Chautauqua County | $87,744 | -0.2% | 1.51% | $627 | $26,900 |
| Rush County | $87,486 | +2.7% | 1.87% | $651 | $27,900 |
| Clark County | $86,320 | -2.4% | 1.94% | $647 | $27,700 |
| Comanche County | $85,908 | -3.6% | 2.16% | $660 | $28,300 |
| Edwards County | $82,819 | -1.1% | 1.58% | $596 | $25,500 |
Metro areas in Kansas
Frequently asked questions
What is the average home price in Kansas?
The typical home in Kansas is worth $246,055 according to the Zillow Home Value Index for September 2026.
How much income do you need to buy a house in Kansas?
About $73,000 a year to buy the typical $246,055 home with 20% down at 7.11%, keeping housing under 28% of income.
What is the property tax rate in Kansas?
The typical effective rate is 1.24% of the home's value a year (median taxes paid divided by median home value, Census ACS 2025).