Finney County, Kansas home prices
Typical home $233,147 · -1.9% in a year · property tax 1.44%
The typical home in Finney County is worth $233,147, 5% less than the Kansas typical home ($246,055). Values changed -1.9% in the past year and +17.0% over five years. Homeowners here pay a median 1.44% of their home's value in property tax each year ($3,357 on the typical home), versus 1.24% statewide.
Mortgage on the typical Finney County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,629 | $186,518 | $1,255 | $0 | $396 | $1,651 | $70,800 |
| 10% down | $23,315 | $209,832 | $1,412 | $87 | $396 | $1,895 | $81,200 |
| 5% down | $11,657 | $221,490 | $1,490 | $92 | $396 | $1,979 | $84,800 |
| 3.5% down (FHA) | $8,160 | $228,924 | $1,540 | $103 | $396 | $2,039 | $87,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Garden City metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nemaha County | $240,020 | +8.8% | 0.96% |
| Sedgwick County | $223,622 | +2.6% | 1.21% |
| Ellis County | $243,316 | +3.1% | 1.24% |
| Sheridan County | $222,416 | +8.8% | 1.49% |
| Gray County | $245,600 | +4.6% | 1.49% |
| McPherson County | $220,505 | +2.3% | 1.37% |
| Butler County | $249,619 | +3.7% | 1.46% |
| Wabaunsee County | $252,635 | +0.9% | 1.28% |
| Jackson County | $255,117 | +5.5% | 1.14% |
| Osage County | $209,072 | +3.2% | 1.49% |
Frequently asked questions
What is the average home price in Finney County, KS?
The typical home value in Finney County is $233,147 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Finney County?
About $70,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Finney County?
The median effective rate is 1.44% of home value a year (Census ACS 2024 5-year estimates).