Nemaha County, Kansas home prices
Typical home $240,020 · +8.8% in a year · property tax 0.96%
The typical home in Nemaha County is worth $240,020, 2% less than the Kansas typical home ($246,055). Values changed +8.8% in the past year and +42.1% over five years. Homeowners here pay a median 0.96% of their home's value in property tax each year ($2,299 on the typical home), versus 1.24% statewide.
Mortgage on the typical Nemaha County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,004 | $192,016 | $1,292 | $0 | $312 | $1,603 | $68,700 |
| 10% down | $24,002 | $216,018 | $1,453 | $90 | $312 | $1,855 | $79,500 |
| 5% down | $12,001 | $228,019 | $1,534 | $95 | $312 | $1,940 | $83,200 |
| 3.5% down (FHA) | $8,401 | $235,673 | $1,585 | $106 | $312 | $2,003 | $85,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.96% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ellis County | $243,316 | +3.1% | 1.24% |
| Gray County | $245,600 | +4.6% | 1.49% |
| Finney County | $233,147 | -1.9% | 1.44% |
| Butler County | $249,619 | +3.7% | 1.46% |
| Wabaunsee County | $252,635 | +0.9% | 1.28% |
| Jackson County | $255,117 | +5.5% | 1.14% |
| Sedgwick County | $223,622 | +2.6% | 1.21% |
| Sheridan County | $222,416 | +8.8% | 1.49% |
| McPherson County | $220,505 | +2.3% | 1.37% |
| Franklin County | $261,463 | +7.1% | 1.41% |
Frequently asked questions
What is the average home price in Nemaha County, KS?
The typical home value in Nemaha County is $240,020 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Nemaha County?
About $68,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Nemaha County?
The median effective rate is 0.96% of home value a year (Census ACS 2024 5-year estimates).