Franklin County, Kansas home prices
Typical home $261,463 · +7.1% in a year · property tax 1.41%
The typical home in Franklin County is worth $261,463, 6% more than the Kansas typical home ($246,055). Values changed +7.1% in the past year and +39.2% over five years. Homeowners here pay a median 1.41% of their home's value in property tax each year ($3,698 on the typical home), versus 1.24% statewide.
Mortgage on the typical Franklin County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,293 | $209,170 | $1,407 | $0 | $439 | $1,846 | $79,100 |
| 10% down | $26,146 | $235,317 | $1,583 | $98 | $439 | $2,120 | $90,900 |
| 5% down | $13,073 | $248,390 | $1,671 | $103 | $439 | $2,213 | $94,900 |
| 3.5% down (FHA) | $9,151 | $256,727 | $1,727 | $116 | $439 | $2,282 | $97,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Ottawa metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jackson County | $255,117 | +5.5% | 1.14% |
| Wabaunsee County | $252,635 | +0.9% | 1.28% |
| Butler County | $249,619 | +3.7% | 1.46% |
| Riley County | $273,920 | +4.8% | 1.46% |
| Gray County | $245,600 | +4.6% | 1.49% |
| Ellis County | $243,316 | +3.1% | 1.24% |
| Nemaha County | $240,020 | +8.8% | 0.96% |
| Finney County | $233,147 | -1.9% | 1.44% |
| Jefferson County | $291,210 | +8.8% | 1.26% |
| Sedgwick County | $223,622 | +2.6% | 1.21% |
Frequently asked questions
What is the average home price in Franklin County, KS?
The typical home value in Franklin County is $261,463 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Franklin County?
About $79,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Franklin County?
The median effective rate is 1.41% of home value a year (Census ACS 2024 5-year estimates).