Riley County, Kansas home prices
Typical home $273,920 · +4.8% in a year · property tax 1.46%
The typical home in Riley County is worth $273,920, 11% more than the Kansas typical home ($246,055). Values changed +4.8% in the past year and +27.6% over five years. Homeowners here pay a median 1.46% of their home's value in property tax each year ($4,004 on the typical home), versus 1.24% statewide.
Mortgage on the typical Riley County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,784 | $219,136 | $1,474 | $0 | $471 | $1,945 | $83,300 |
| 10% down | $27,392 | $246,528 | $1,658 | $103 | $471 | $2,232 | $95,600 |
| 5% down | $13,696 | $260,224 | $1,751 | $108 | $471 | $2,330 | $99,800 |
| 3.5% down (FHA) | $9,587 | $268,959 | $1,809 | $121 | $471 | $2,401 | $102,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Manhattan metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Franklin County | $261,463 | +7.1% | 1.41% |
| Jefferson County | $291,210 | +8.8% | 1.26% |
| Jackson County | $255,117 | +5.5% | 1.14% |
| Wabaunsee County | $252,635 | +0.9% | 1.28% |
| Butler County | $249,619 | +3.7% | 1.46% |
| Gray County | $245,600 | +4.6% | 1.49% |
| Ellis County | $243,316 | +3.1% | 1.24% |
| Nemaha County | $240,020 | +8.8% | 0.96% |
| Finney County | $233,147 | -1.9% | 1.44% |
| Sedgwick County | $223,622 | +2.6% | 1.21% |
Frequently asked questions
What is the average home price in Riley County, KS?
The typical home value in Riley County is $273,920 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Riley County?
About $83,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Riley County?
The median effective rate is 1.46% of home value a year (Census ACS 2024 5-year estimates).