Home prices by state
Typical home values (Zillow, September 2026) and what it costs to buy at 7.11%.
| State | Typical home | 1-yr change | Tax rate | Payment / month | Income needed |
|---|---|---|---|---|---|
| Hawaii | $832,932 | +1.4% | 0.26% | $5,083 | $217,800 |
| California | $761,538 | +0.6% | 0.72% | $4,935 | $211,500 |
| Massachusetts | $655,219 | +2.3% | 1.01% | $4,406 | $188,800 |
| Washington | $587,533 | -0.5% | 0.81% | $3,853 | $165,100 |
| New Jersey | $575,123 | +4.0% | 1.82% | $4,254 | $182,300 |
| District of Columbia | $567,271 | -0.7% | 0.67% | $3,654 | $156,600 |
| Utah | $532,920 | +1.2% | 0.5% | $3,358 | $143,900 |
| Colorado | $529,013 | -1.3% | 0.52% | $3,340 | $143,200 |
| New York | $524,942 | +5.6% | 1.42% | $3,710 | $159,000 |
| New Hampshire | $510,937 | +2.9% | 1.43% | $3,616 | $155,000 |
| Rhode Island | $508,507 | +3.5% | 1.02% | $3,425 | $146,800 |
| Oregon | $492,753 | +0.0% | 0.79% | $3,222 | $138,100 |
| Idaho | $476,754 | +2.2% | 0.42% | $2,971 | $127,300 |
| Montana | $467,275 | +2.0% | 0.69% | $3,017 | $129,300 |
| Connecticut | $447,319 | +5.0% | 1.59% | $3,222 | $138,100 |
| Nevada | $440,739 | -1.6% | 0.47% | $2,766 | $118,500 |
| Maryland | $424,890 | -0.1% | 0.98% | $2,846 | $122,000 |
| Arizona | $416,733 | -1.0% | 0.44% | $2,605 | $111,600 |
| Virginia | $412,252 | +2.1% | 0.71% | $2,669 | $114,400 |
| Maine | $412,002 | +1.6% | 0.92% | $2,739 | $117,400 |
| Delaware | $405,061 | +1.2% | 0.49% | $2,547 | $109,100 |
| Alaska | $397,932 | +5.3% | 1.06% | $2,691 | $115,300 |
| Vermont | $391,900 | +0.9% | 1.51% | $2,797 | $119,900 |
| Florida | $375,361 | -0.9% | 0.8% | $2,458 | $105,400 |
| Wyoming | $369,044 | +1.5% | 0.56% | $2,342 | $100,400 |
| Minnesota | $348,778 | +2.3% | 1.04% | $2,354 | $100,900 |
| Wisconsin | $337,196 | +5.1% | 1.2% | $2,322 | $99,500 |
| North Carolina | $332,159 | -0.2% | 0.64% | $2,129 | $91,300 |
| Tennessee | $330,844 | +0.6% | 0.46% | $2,072 | $88,800 |
| Georgia | $329,115 | -0.6% | 0.77% | $2,148 | $92,100 |
| South Dakota | $317,874 | +2.3% | 1.04% | $2,144 | $91,900 |
| New Mexico | $315,812 | +1.7% | 0.63% | $2,024 | $86,700 |
| South Carolina | $304,319 | +0.9% | 0.45% | $1,903 | $81,600 |
| Texas | $296,424 | -1.4% | 1.32% | $2,070 | $88,700 |
| Illinois | $295,943 | +5.3% | 1.92% | $2,214 | $94,900 |
| North Dakota | $290,657 | +5.1% | 0.92% | $1,933 | $82,800 |
| Pennsylvania | $287,078 | +2.2% | 1.12% | $1,958 | $83,900 |
| Nebraska | $278,299 | +3.0% | 1.31% | $1,941 | $83,200 |
| Missouri | $265,387 | +3.4% | 0.79% | $1,736 | $74,400 |
| Michigan | $263,760 | +3.8% | 1.17% | $1,809 | $77,500 |
| Indiana | $257,165 | +2.9% | 0.74% | $1,671 | $71,600 |
| Kansas | $246,055 | +3.5% | 1.24% | $1,702 | $73,000 |
| Ohio | $245,982 | +3.2% | 1.22% | $1,697 | $72,700 |
| Alabama | $238,614 | +1.9% | 0.38% | $1,480 | $63,400 |
| Iowa | $236,623 | +3.3% | 1.27% | $1,643 | $70,400 |
| Kentucky | $230,909 | -0.2% | 0.72% | $1,496 | $64,100 |
| Arkansas | $224,158 | +3.4% | 0.5% | $1,412 | $60,500 |
| Oklahoma | $220,801 | +2.6% | 0.76% | $1,439 | $61,700 |
| Louisiana | $213,867 | +2.1% | 0.55% | $1,355 | $58,100 |
| Mississippi | $194,531 | +2.2% | 0.65% | $1,249 | $53,500 |
| West Virginia | $176,576 | +2.6% | 0.51% | $1,114 | $47,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.9% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.