Wyoming home prices and mortgage costs
Typical home value $369,044 · +1.5% in a year · property tax 0.56%
Wyoming ranks 25th most expensive of 51 states and D.C. Home values changed +1.5% over the past year and +24.7% over five years. Buying the typical home with 20% down costs about $2,342 a month at 7.11%, which needs a household income of about $100,400.
Cost of the typical Wyoming home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $73,809 | $295,236 | $1,986 | $0 | $356 | $2,342 | $100,400 |
| 10% down | $36,904 | $332,140 | $2,234 | $138 | $356 | $2,728 | $116,900 |
| 5% down | $18,452 | $350,592 | $2,358 | $146 | $356 | $2,860 | $122,600 |
| 3.5% down (FHA) | $12,917 | $362,360 | $2,438 | $163 | $356 | $2,956 | $126,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Check a specific budget: how much house you can afford in Wyoming by salary · payment on a $350K home in Wyoming
Home prices by county in Wyoming
| County | Typical home | 1-yr change | Tax rate | Payment / month | Income needed |
|---|---|---|---|---|---|
| Teton County | $2,266,786 | +4.5% | 0.44% | $14,173 | $607,400 |
| Lincoln County | $502,309 | +1.7% | 0.45% | $3,141 | $134,600 |
| Park County | $452,286 | -2.2% | 0.56% | $2,873 | $123,100 |
| Sublette County | $450,867 | +3.7% | 0.44% | $2,818 | $120,800 |
| Sheridan County | $442,028 | +0.5% | 0.55% | $2,803 | $120,100 |
| Crook County | $424,740 | +1.8% | 0.56% | $2,698 | $115,600 |
| Johnson County | $415,867 | +2.1% | 0.56% | $2,639 | $113,100 |
| Laramie County | $390,068 | +3.4% | 0.57% | $2,479 | $106,200 |
| Albany County | $383,049 | +0.3% | 0.58% | $2,437 | $104,500 |
| Campbell County | $339,625 | -3.0% | 0.57% | $2,160 | $92,600 |
| Uinta County | $332,684 | +2.3% | 0.54% | $2,106 | $90,300 |
| Fremont County | $327,468 | +0.5% | 0.62% | $2,096 | $89,800 |
| Converse County | $314,648 | +1.7% | 0.56% | $1,997 | $85,600 |
| Natrona County | $312,424 | +2.2% | 0.6% | $1,994 | $85,500 |
| Sweetwater County | $288,817 | -1.4% | 0.61% | $1,846 | $79,100 |
| Big Horn County | $288,670 | +1.0% | 0.55% | $1,831 | $78,500 |
| Washakie County | $276,784 | +7.1% | 0.68% | $1,784 | $76,400 |
| Platte County | $272,584 | +0.8% | 0.52% | $1,721 | $73,800 |
| Goshen County | $246,635 | -0.4% | 0.59% | $1,572 | $67,400 |
| Weston County | $246,284 | +1.0% | 0.68% | $1,588 | $68,100 |
| Hot Springs County | $245,576 | +3.4% | 0.54% | $1,556 | $66,700 |
| Carbon County | $215,529 | +3.4% | 0.57% | $1,371 | $58,700 |
| Niobrara County | $180,693 | -3.7% | 0.48% | $1,136 | $48,700 |
Metro areas in Wyoming
Frequently asked questions
What is the average home price in Wyoming?
The typical home in Wyoming is worth $369,044 according to the Zillow Home Value Index for September 2026.
How much income do you need to buy a house in Wyoming?
About $100,400 a year to buy the typical $369,044 home with 20% down at 7.11%, keeping housing under 28% of income.
What is the property tax rate in Wyoming?
The typical effective rate is 0.56% of the home's value a year (median taxes paid divided by median home value, Census ACS 2025).