Hot Springs County, Wyoming home prices
Typical home $245,576 · +3.4% in a year · property tax 0.54%
The typical home in Hot Springs County is worth $245,576, 33% less than the Wyoming typical home ($369,044). Values changed +3.4% in the past year and +40.8% over five years. Homeowners here pay a median 0.54% of their home's value in property tax each year ($1,334 on the typical home), versus 0.56% statewide.
Mortgage on the typical Hot Springs County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,115 | $196,461 | $1,322 | $0 | $234 | $1,556 | $66,700 |
| 10% down | $24,558 | $221,018 | $1,487 | $92 | $234 | $1,813 | $77,700 |
| 5% down | $12,279 | $233,297 | $1,569 | $97 | $234 | $1,901 | $81,500 |
| 3.5% down (FHA) | $8,595 | $241,128 | $1,622 | $109 | $234 | $1,965 | $84,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.54% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wyoming.
Wyoming counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Weston County | $246,284 | +1.0% | 0.68% |
| Goshen County | $246,635 | -0.4% | 0.59% |
| Platte County | $272,584 | +0.8% | 0.52% |
| Carbon County | $215,529 | +3.4% | 0.57% |
| Washakie County | $276,784 | +7.1% | 0.68% |
| Big Horn County | $288,670 | +1.0% | 0.55% |
| Sweetwater County | $288,817 | -1.4% | 0.61% |
| Niobrara County | $180,693 | -3.7% | 0.48% |
| Natrona County | $312,424 | +2.2% | 0.6% |
| Converse County | $314,648 | +1.7% | 0.56% |
Frequently asked questions
What is the average home price in Hot Springs County, WY?
The typical home value in Hot Springs County is $245,576 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hot Springs County?
About $66,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hot Springs County?
The median effective rate is 0.54% of home value a year (Census ACS 2024 5-year estimates).