Rock Springs, WY home prices
Typical home $288,920 · -1.4% in a year · income needed $79,200
The Rock Springs, WY metro area ranks 344 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.4% in a year and +21.9% over five years. With 20% down at 7.11%, the typical home costs about $1,847 a month including 0.61% property tax (Sweetwater County rate).
Mortgage on the typical Rock Springs home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $57,784 | $231,136 | $1,555 | $0 | $292 | $1,847 | $79,200 |
| 10% down | $28,892 | $260,028 | $1,749 | $108 | $292 | $2,150 | $92,100 |
| 5% down | $14,446 | $274,474 | $1,846 | $114 | $292 | $2,253 | $96,600 |
| 3.5% down (FHA) | $10,112 | $283,687 | $1,908 | $128 | $292 | $2,328 | $99,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Rock Springs area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sweetwater County, WY | $288,817 | -1.4% | 0.61% |
What can you afford in Wyoming on your salary? · Wyoming home prices · Salaries in Wyoming
Frequently asked questions
How much is a house in Rock Springs?
The typical home in the Rock Springs, WY metro area is worth $288,920 (Zillow, September 2026).
What salary do you need to buy a house in Rock Springs?
About $79,200 a year for the typical home with 20% down at 7.11%.