How much house can I afford on $80,000 in Wyoming?
About $294,000 with 20% down ($233,000 with an FHA loan), using Wyoming's 0.56% property tax rate.
That is $74,853 less than the typical Wyoming home ($369,044), so on $80,000 you'd look at cheaper areas or a smaller home. The payment of $1,867 covers $1,583 principal and interest, $136 property tax and $147 insurance.
Counties in Wyoming you can afford on $80,000
9 of 23 counties have a typical home value at or below $294,000:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sweetwater County | $288,817 | -1.4% | 0.61% |
| Big Horn County | $288,670 | +1.0% | 0.55% |
| Washakie County | $276,784 | +7.1% | 0.68% |
| Platte County | $272,584 | +0.8% | 0.52% |
| Goshen County | $246,635 | -0.4% | 0.59% |
| Weston County | $246,284 | +1.0% | 0.68% |
| Hot Springs County | $245,576 | +3.4% | 0.54% |
| Carbon County | $215,529 | +3.4% | 0.57% |
| Niobrara County | $180,693 | -3.7% | 0.48% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Wyoming
Frequently asked questions
How much house can I afford on $80,000 in Wyoming?
About $294,000 with 20% down at 7.11%, keeping the payment (with Wyoming's 0.56% property tax and insurance) under $1,867 a month.
Is $80,000 enough to buy a house in Wyoming?
Not the typical home: the typical Wyoming home is worth $369,044 (Zillow, September 2026) and $80,000 supports about $294,000. 9 of 23 counties are within budget.