How much house can I afford on $60,000 in Wyoming?
About $221,000 with 20% down ($175,000 with an FHA loan), using Wyoming's 0.56% property tax rate.
That is $148,401 less than the typical Wyoming home ($369,044), so on $60,000 you'd look at cheaper areas or a smaller home. The payment of $1,400 covers $1,187 principal and interest, $102 property tax and $110 insurance.
Counties in Wyoming you can afford on $60,000
2 of 23 counties have a typical home value at or below $221,000:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Carbon County | $215,529 | +3.4% | 0.57% |
| Niobrara County | $180,693 | -3.7% | 0.48% |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Wyoming
Frequently asked questions
How much house can I afford on $60,000 in Wyoming?
About $221,000 with 20% down at 7.11%, keeping the payment (with Wyoming's 0.56% property tax and insurance) under $1,400 a month.
Is $60,000 enough to buy a house in Wyoming?
Not the typical home: the typical Wyoming home is worth $369,044 (Zillow, September 2026) and $60,000 supports about $221,000. 2 of 23 counties are within budget.