How much house can I afford on $50,000 in Wyoming?
About $184,000 with 20% down ($146,000 with an FHA loan), using Wyoming's 0.56% property tax rate.
That is $185,175 less than the typical Wyoming home ($369,044), so on $50,000 you'd look at cheaper areas or a smaller home. The payment of $1,167 covers $990 principal and interest, $85 property tax and $92 insurance.
Counties in Wyoming you can afford on $50,000
1 of 23 counties have a typical home value at or below $184,000:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Niobrara County | $180,693 | -3.7% | 0.48% |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Wyoming
Frequently asked questions
How much house can I afford on $50,000 in Wyoming?
About $184,000 with 20% down at 7.11%, keeping the payment (with Wyoming's 0.56% property tax and insurance) under $1,167 a month.
Is $50,000 enough to buy a house in Wyoming?
Not the typical home: the typical Wyoming home is worth $369,044 (Zillow, September 2026) and $50,000 supports about $184,000. 1 of 23 counties are within budget.