How much house can I afford on $190,000 in Wyoming?
About $699,000 with 20% down ($553,000 with an FHA loan), using Wyoming's 0.56% property tax rate.
That is $329,660 more than the typical Wyoming home ($369,044), so a $190,000 salary can buy a typical home here. The payment of $4,433 covers $3,760 principal and interest, $324 property tax and $349 insurance.
Counties in Wyoming you can afford on $190,000
22 of 23 counties have a typical home value at or below $699,000:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lincoln County | $502,309 | +1.7% | 0.45% |
| Park County | $452,286 | -2.2% | 0.56% |
| Sublette County | $450,867 | +3.7% | 0.44% |
| Sheridan County | $442,028 | +0.5% | 0.55% |
| Crook County | $424,740 | +1.8% | 0.56% |
| Johnson County | $415,867 | +2.1% | 0.56% |
| Laramie County | $390,068 | +3.4% | 0.57% |
| Albany County | $383,049 | +0.3% | 0.58% |
| Campbell County | $339,625 | -3.0% | 0.57% |
| Uinta County | $332,684 | +2.3% | 0.54% |
| Fremont County | $327,468 | +0.5% | 0.62% |
| Converse County | $314,648 | +1.7% | 0.56% |
| Natrona County | $312,424 | +2.2% | 0.6% |
| Sweetwater County | $288,817 | -1.4% | 0.61% |
| Big Horn County | $288,670 | +1.0% | 0.55% |
| Washakie County | $276,784 | +7.1% | 0.68% |
| Platte County | $272,584 | +0.8% | 0.52% |
| Goshen County | $246,635 | -0.4% | 0.59% |
| Weston County | $246,284 | +1.0% | 0.68% |
| Hot Springs County | $245,576 | +3.4% | 0.54% |
| Carbon County | $215,529 | +3.4% | 0.57% |
| Niobrara County | $180,693 | -3.7% | 0.48% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Wyoming
Frequently asked questions
How much house can I afford on $190,000 in Wyoming?
About $699,000 with 20% down at 7.11%, keeping the payment (with Wyoming's 0.56% property tax and insurance) under $4,433 a month.
Is $190,000 enough to buy a house in Wyoming?
Yes: the typical Wyoming home is worth $369,044 (Zillow, September 2026) and $190,000 supports about $699,000. 22 of 23 counties are within budget.