Mortgage on a $350K house in Wyoming
$2,221 a month with 20% down — $1,884 principal and interest plus $162 property tax and $175 insurance.
Wyoming's typical property tax is 0.56% of the home's value a year (U.S. average 0.9%), which adds $162 a month on a $350K home. The typical home in Wyoming is worth $369,044, so $350K is 5% below the typical price.
$350K home in Wyoming: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $70,000 | $280,000 | $1,884 | $0 | $337 | $2,221 | $95,200 |
| 10% down | $35,000 | $315,000 | $2,119 | $131 | $337 | $2,587 | $110,900 |
| 5% down | $17,500 | $332,500 | $2,237 | $139 | $337 | $2,712 | $116,200 |
| 3.5% down (FHA) | $12,250 | $343,661 | $2,312 | $155 | $337 | $2,804 | $120,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in Wyoming does $350K buy a typical home?
In these counties the typical home value is within 15% of $350K:
| County | Typical home | Tax rate | Total / month |
|---|---|---|---|
| Campbell County | $339,625 | 0.57% | $2,226 |
| Uinta County | $332,684 | 0.54% | $2,216 |
| Fremont County | $327,468 | 0.62% | $2,240 |
| Albany County | $383,049 | 0.58% | $2,227 |
| Converse County | $314,648 | 0.56% | $2,221 |
| Natrona County | $312,424 | 0.6% | $2,234 |
| Laramie County | $390,068 | 0.57% | $2,224 |
14 of 23 Wyoming counties tracked by Zillow have a typical home value at or below $350K. See all Wyoming home prices.
Other prices in Wyoming
Frequently asked questions
What is the mortgage on a $350K house in Wyoming?
About $2,221 a month with 20% down at 7.11%: $1,884 principal and interest, $162 property tax and $175 insurance.
How much do I need to make to buy a $350K house in Wyoming?
About $95,200 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $350K house in Wyoming?
At Wyoming's typical effective rate of 0.56%, about $1,946 a year. Rates vary by county and city — see the county pages.