Mortgage on a $300K house in Wyoming
$1,904 a month with 20% down — $1,614 principal and interest plus $139 property tax and $150 insurance.
Wyoming's typical property tax is 0.56% of the home's value a year (U.S. average 0.9%), which adds $139 a month on a $300K home. The typical home in Wyoming is worth $369,044, so $300K is 19% below the typical price.
$300K home in Wyoming: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $60,000 | $240,000 | $1,614 | $0 | $289 | $1,904 | $81,600 |
| 10% down | $30,000 | $270,000 | $1,816 | $113 | $289 | $2,218 | $95,100 |
| 5% down | $15,000 | $285,000 | $1,917 | $119 | $289 | $2,325 | $99,600 |
| 3.5% down (FHA) | $10,500 | $294,566 | $1,982 | $133 | $289 | $2,403 | $103,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in Wyoming does $300K buy a typical home?
In these counties the typical home value is within 15% of $300K:
| County | Typical home | Tax rate | Total / month |
|---|---|---|---|
| Sweetwater County | $288,817 | 0.61% | $1,918 |
| Big Horn County | $288,670 | 0.55% | $1,903 |
| Natrona County | $312,424 | 0.6% | $1,915 |
| Converse County | $314,648 | 0.56% | $1,904 |
| Washakie County | $276,784 | 0.68% | $1,933 |
| Platte County | $272,584 | 0.52% | $1,894 |
| Fremont County | $327,468 | 0.62% | $1,920 |
| Uinta County | $332,684 | 0.54% | $1,899 |
| Campbell County | $339,625 | 0.57% | $1,908 |
9 of 23 Wyoming counties tracked by Zillow have a typical home value at or below $300K. See all Wyoming home prices.
Other prices in Wyoming
Frequently asked questions
What is the mortgage on a $300K house in Wyoming?
About $1,904 a month with 20% down at 7.11%: $1,614 principal and interest, $139 property tax and $150 insurance.
How much do I need to make to buy a $300K house in Wyoming?
About $81,600 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $300K house in Wyoming?
At Wyoming's typical effective rate of 0.56%, about $1,668 a year. Rates vary by county and city — see the county pages.