Mortgage on a $250K house in Wyoming
$1,586 a month with 20% down — $1,345 principal and interest plus $116 property tax and $125 insurance.
Wyoming's typical property tax is 0.56% of the home's value a year (U.S. average 0.9%), which adds $116 a month on a $250K home. The typical home in Wyoming is worth $369,044, so $250K is 32% below the typical price.
$250K home in Wyoming: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,000 | $200,000 | $1,345 | $0 | $241 | $1,586 | $68,000 |
| 10% down | $25,000 | $225,000 | $1,514 | $94 | $241 | $1,848 | $79,200 |
| 5% down | $12,500 | $237,500 | $1,598 | $99 | $241 | $1,937 | $83,000 |
| 3.5% down (FHA) | $8,750 | $245,472 | $1,651 | $111 | $241 | $2,003 | $85,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in Wyoming does $250K buy a typical home?
In these counties the typical home value is within 15% of $250K:
| County | Typical home | Tax rate | Total / month |
|---|---|---|---|
| Goshen County | $246,635 | 0.59% | $1,594 |
| Weston County | $246,284 | 0.68% | $1,612 |
| Hot Springs County | $245,576 | 0.54% | $1,584 |
| Platte County | $272,584 | 0.52% | $1,579 |
| Washakie County | $276,784 | 0.68% | $1,611 |
| Carbon County | $215,529 | 0.57% | $1,590 |
5 of 23 Wyoming counties tracked by Zillow have a typical home value at or below $250K. See all Wyoming home prices.
Other prices in Wyoming
Frequently asked questions
What is the mortgage on a $250K house in Wyoming?
About $1,586 a month with 20% down at 7.11%: $1,345 principal and interest, $116 property tax and $125 insurance.
How much do I need to make to buy a $250K house in Wyoming?
About $68,000 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $250K house in Wyoming?
At Wyoming's typical effective rate of 0.56%, about $1,390 a year. Rates vary by county and city — see the county pages.