Mortgage on a $450K house in Wyoming
$2,855 a month with 20% down — $2,422 principal and interest plus $209 property tax and $225 insurance.
Wyoming's typical property tax is 0.56% of the home's value a year (U.S. average 0.9%), which adds $209 a month on a $450K home. The typical home in Wyoming is worth $369,044, so $450K is 22% above the typical price.
$450K home in Wyoming: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $90,000 | $360,000 | $2,422 | $0 | $434 | $2,855 | $122,400 |
| 10% down | $45,000 | $405,000 | $2,724 | $169 | $434 | $3,327 | $142,600 |
| 5% down | $22,500 | $427,500 | $2,876 | $178 | $434 | $3,487 | $149,500 |
| 3.5% down (FHA) | $15,750 | $441,849 | $2,972 | $199 | $434 | $3,605 | $154,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in Wyoming does $450K buy a typical home?
In these counties the typical home value is within 15% of $450K:
| County | Typical home | Tax rate | Total / month |
|---|---|---|---|
| Sublette County | $450,867 | 0.44% | $2,813 |
| Park County | $452,286 | 0.56% | $2,859 |
| Sheridan County | $442,028 | 0.55% | $2,853 |
| Crook County | $424,740 | 0.56% | $2,858 |
| Johnson County | $415,867 | 0.56% | $2,855 |
| Lincoln County | $502,309 | 0.45% | $2,814 |
| Laramie County | $390,068 | 0.57% | $2,860 |
| Albany County | $383,049 | 0.58% | $2,864 |
19 of 23 Wyoming counties tracked by Zillow have a typical home value at or below $450K. See all Wyoming home prices.
Other prices in Wyoming
Frequently asked questions
What is the mortgage on a $450K house in Wyoming?
About $2,855 a month with 20% down at 7.11%: $2,422 principal and interest, $209 property tax and $225 insurance.
How much do I need to make to buy a $450K house in Wyoming?
About $122,400 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $450K house in Wyoming?
At Wyoming's typical effective rate of 0.56%, about $2,503 a year. Rates vary by county and city — see the county pages.