Wisconsin home prices and mortgage costs
Typical home value $337,196 · +5.1% in a year · property tax 1.2%
Wisconsin ranks 27th most expensive of 51 states and D.C. Home values changed +5.1% over the past year and +31.4% over five years. Buying the typical home with 20% down costs about $2,322 a month at 7.11%, which needs a household income of about $99,500.
Cost of the typical Wisconsin home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,439 | $269,757 | $1,815 | $0 | $507 | $2,322 | $99,500 |
| 10% down | $33,720 | $303,476 | $2,042 | $126 | $507 | $2,675 | $114,600 |
| 5% down | $16,860 | $320,336 | $2,155 | $133 | $507 | $2,795 | $119,800 |
| 3.5% down (FHA) | $11,802 | $331,088 | $2,227 | $149 | $507 | $2,883 | $123,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Check a specific budget: how much house you can afford in Wisconsin by salary · payment on a $350K home in Wisconsin
Home prices by county in Wisconsin
| County | Typical home | 1-yr change | Tax rate | Payment / month | Income needed |
|---|---|---|---|---|---|
| Ozaukee County | $508,113 | +6.5% | 1.19% | $3,491 | $149,600 |
| Waukesha County | $502,911 | +6.0% | 1.14% | $3,437 | $147,300 |
| Dane County | $467,783 | +2.8% | 1.63% | $3,385 | $145,100 |
| Door County | $437,959 | +2.8% | 1.02% | $2,947 | $126,300 |
| Washington County | $427,931 | +6.2% | 1.1% | $2,910 | $124,700 |
| Saint Croix County | $415,702 | +2.1% | 1.17% | $2,850 | $122,200 |
| Vilas County | $408,356 | +7.8% | 0.73% | $2,651 | $113,600 |
| Walworth County | $405,546 | +4.4% | 1.33% | $2,836 | $121,500 |
| Calumet County | $377,545 | +5.4% | 1.41% | $2,665 | $114,200 |
| Pierce County | $371,522 | +5.1% | 1.36% | $2,607 | $111,700 |
| Jefferson County | $369,355 | +5.3% | 1.46% | $2,622 | $112,400 |
| Columbia County | $356,976 | +4.6% | 1.36% | $2,505 | $107,300 |
| Brown County | $355,212 | +4.7% | 1.38% | $2,497 | $107,000 |
| Sauk County | $344,270 | +5.7% | 1.45% | $2,441 | $104,600 |
| Iowa County | $343,526 | +7.2% | 1.52% | $2,457 | $105,300 |
| Outagamie County | $342,897 | +5.1% | 1.37% | $2,409 | $103,200 |
| Sawyer County | $339,999 | +3.2% | 0.8% | $2,227 | $95,500 |
| Polk County | $334,449 | +3.6% | 1.13% | $2,282 | $97,800 |
| Kenosha County | $333,954 | +6.7% | 1.57% | $2,402 | $103,000 |
| La Crosse County | $331,836 | +5.2% | 1.54% | $2,376 | $101,800 |
| Green County | $330,219 | +6.0% | 1.6% | $2,383 | $102,100 |
| Sheboygan County | $324,244 | +5.3% | 1.39% | $2,283 | $97,800 |
| Eau Claire County | $322,813 | +2.9% | 1.35% | $2,261 | $96,900 |
| Kewaunee County | $322,760 | +8.9% | 1.44% | $2,285 | $97,900 |
| Dodge County | $322,574 | +6.2% | 1.48% | $2,294 | $98,300 |
| Oneida County | $322,085 | +6.5% | 0.89% | $2,133 | $91,400 |
| Portage County | $320,281 | +9.5% | 1.44% | $2,267 | $97,200 |
| Chippewa County | $320,058 | +3.5% | 1.08% | $2,172 | $93,100 |
| Racine County | $315,015 | +5.8% | 1.63% | $2,281 | $97,700 |
| Dunn County | $314,232 | +4.1% | 1.39% | $2,212 | $94,800 |
| Oconto County | $313,555 | +8.2% | 1.18% | $2,152 | $92,200 |
| Washburn County | $311,922 | +4.8% | 1.05% | $2,108 | $90,300 |
| Menominee County | $310,016 | +7.9% | 3.56% | $2,744 | $117,600 |
| Winnebago County | $304,461 | +4.6% | 1.63% | $2,204 | $94,500 |
| Burnett County | $301,217 | +3.2% | 0.93% | $2,004 | $85,900 |
| Bayfield County | $300,175 | +0.7% | 1.01% | $2,017 | $86,500 |
| Rock County | $296,846 | +6.2% | 1.6% | $2,141 | $91,800 |
| Green Lake County | $295,080 | +8.1% | 1.26% | $2,046 | $87,700 |
| Pepin County | $291,729 | +8.7% | 1.36% | $2,047 | $87,700 |
| Fond du Lac County | $291,658 | +4.7% | 1.51% | $2,083 | $89,300 |
| Milwaukee County | $286,344 | +3.7% | 1.93% | $2,144 | $91,900 |
| Waupaca County | $286,038 | +6.3% | 1.38% | $2,012 | $86,200 |
| Shawano County | $283,708 | +11.7% | 1.36% | $1,991 | $85,300 |
| Barron County | $281,691 | +4.4% | 1.31% | $1,965 | $84,200 |
| Waushara County | $281,147 | +7.1% | 1.21% | $1,938 | $83,100 |
| Trempealeau County | $278,679 | +6.0% | 1.56% | $2,000 | $85,700 |
| Marathon County | $277,479 | +9.2% | 1.47% | $1,971 | $84,500 |
| Richland County | $274,189 | +11.9% | 1.38% | $1,929 | $82,700 |
| Marquette County | $269,362 | +5.3% | 1.26% | $1,868 | $80,100 |
| Manitowoc County | $264,380 | +5.1% | 1.44% | $1,873 | $80,300 |
| Vernon County | $262,834 | +8.9% | 1.33% | $1,837 | $78,700 |
| Douglas County | $261,006 | +5.0% | 1.26% | $1,810 | $77,600 |
| Buffalo County | $260,791 | +9.4% | 1.32% | $1,820 | $78,000 |
| Monroe County | $259,950 | +4.4% | 1.35% | $1,820 | $78,000 |
| Juneau County | $257,625 | +7.1% | 1.47% | $1,830 | $78,400 |
| Lafayette County | $250,604 | +8.1% | 1.57% | $1,802 | $77,200 |
| Lincoln County | $246,038 | +7.9% | 1.32% | $1,718 | $73,600 |
| Adams County | $245,585 | +4.2% | 1.2% | $1,690 | $72,400 |
| Langlade County | $230,723 | +10.9% | 1.25% | $1,597 | $68,400 |
| Crawford County | $230,605 | +6.2% | 1.56% | $1,656 | $71,000 |
| Taylor County | $229,101 | +8.4% | 1.39% | $1,614 | $69,200 |
| Wood County | $229,035 | +6.1% | 1.54% | $1,640 | $70,300 |
| Grant County | $228,650 | +5.4% | 1.36% | $1,604 | $68,700 |
| Jackson County | $228,571 | +8.8% | 1.39% | $1,609 | $69,000 |
| Forest County | $224,632 | +10.4% | 1.07% | $1,522 | $65,200 |
| Clark County | $223,852 | +9.9% | 1.45% | $1,587 | $68,000 |
| Iron County | $222,359 | +6.5% | 1.07% | $1,505 | $64,500 |
| Marinette County | $217,775 | +8.6% | 1.2% | $1,499 | $64,200 |
| Price County | $211,107 | +8.2% | 1.32% | $1,474 | $63,200 |
| Rusk County | $209,507 | +6.3% | 1.12% | $1,428 | $61,200 |
| Florence County | $200,231 | +6.1% | 1.21% | $1,380 | $59,100 |
| Ashland County | $188,689 | -5.0% | 1.42% | $1,333 | $57,100 |
Metro areas in Wisconsin
Frequently asked questions
What is the average home price in Wisconsin?
The typical home in Wisconsin is worth $337,196 according to the Zillow Home Value Index for September 2026.
How much income do you need to buy a house in Wisconsin?
About $99,500 a year to buy the typical $337,196 home with 20% down at 7.11%, keeping housing under 28% of income.
What is the property tax rate in Wisconsin?
The typical effective rate is 1.2% of the home's value a year (median taxes paid divided by median home value, Census ACS 2025).