Mortgage on a $350K house in Wisconsin
$2,410 a month with 20% down — $1,884 principal and interest plus $351 property tax and $175 insurance.
Wisconsin's typical property tax is 1.2% of the home's value a year (U.S. average 0.9%), which adds $351 a month on a $350K home. The typical home in Wisconsin is worth $337,196, so $350K is 4% above the typical price.
$350K home in Wisconsin: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $70,000 | $280,000 | $1,884 | $0 | $526 | $2,410 | $103,300 |
| 10% down | $35,000 | $315,000 | $2,119 | $131 | $526 | $2,776 | $119,000 |
| 5% down | $17,500 | $332,500 | $2,237 | $139 | $526 | $2,901 | $124,300 |
| 3.5% down (FHA) | $12,250 | $343,661 | $2,312 | $155 | $526 | $2,993 | $128,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in Wisconsin does $350K buy a typical home?
In these counties the typical home value is within 15% of $350K:
| County | Typical home | Tax rate | Total / month |
|---|---|---|---|
| Brown County | $355,212 | 1.38% | $2,460 |
| Sauk County | $344,270 | 1.45% | $2,482 |
| Iowa County | $343,526 | 1.52% | $2,503 |
| Columbia County | $356,976 | 1.36% | $2,456 |
| Outagamie County | $342,897 | 1.37% | $2,459 |
| Sawyer County | $339,999 | 0.8% | $2,293 |
| Polk County | $334,449 | 1.13% | $2,388 |
| Kenosha County | $333,954 | 1.57% | $2,518 |
| La Crosse County | $331,836 | 1.54% | $2,507 |
| Jefferson County | $369,355 | 1.46% | $2,485 |
| Green County | $330,219 | 1.6% | $2,525 |
| Pierce County | $371,522 | 1.36% | $2,456 |
59 of 72 Wisconsin counties tracked by Zillow have a typical home value at or below $350K. See all Wisconsin home prices.
Other prices in Wisconsin
Frequently asked questions
What is the mortgage on a $350K house in Wisconsin?
About $2,410 a month with 20% down at 7.11%: $1,884 principal and interest, $351 property tax and $175 insurance.
How much do I need to make to buy a $350K house in Wisconsin?
About $103,300 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $350K house in Wisconsin?
At Wisconsin's typical effective rate of 1.2%, about $4,213 a year. Rates vary by county and city — see the county pages.