La Crosse County, Wisconsin home prices
Typical home $331,836 · +5.2% in a year · property tax 1.54%
The typical home in La Crosse County is worth $331,836, about the same as the Wisconsin typical home ($337,196). Values changed +5.2% in the past year and +27.2% over five years. Homeowners here pay a median 1.54% of their home's value in property tax each year ($5,096 on the typical home), versus 1.2% statewide.
Mortgage on the typical La Crosse County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,367 | $265,468 | $1,786 | $0 | $591 | $2,376 | $101,800 |
| 10% down | $33,184 | $298,652 | $2,009 | $124 | $591 | $2,724 | $116,700 |
| 5% down | $16,592 | $315,244 | $2,121 | $131 | $591 | $2,843 | $121,800 |
| 3.5% down (FHA) | $11,614 | $325,825 | $2,192 | $147 | $591 | $2,929 | $125,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.54% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin · part of the La Crosse metro area.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Green County | $330,219 | +6.0% | 1.6% |
| Kenosha County | $333,954 | +6.7% | 1.57% |
| Polk County | $334,449 | +3.6% | 1.13% |
| Sheboygan County | $324,244 | +5.3% | 1.39% |
| Sawyer County | $339,999 | +3.2% | 0.8% |
| Eau Claire County | $322,813 | +2.9% | 1.35% |
| Kewaunee County | $322,760 | +8.9% | 1.44% |
| Dodge County | $322,574 | +6.2% | 1.48% |
| Oneida County | $322,085 | +6.5% | 0.89% |
| Outagamie County | $342,897 | +5.1% | 1.37% |
Frequently asked questions
What is the average home price in La Crosse County, WI?
The typical home value in La Crosse County is $331,836 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in La Crosse County?
About $101,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in La Crosse County?
The median effective rate is 1.54% of home value a year (Census ACS 2024 5-year estimates).