Oneida County, Wisconsin home prices
Typical home $322,085 · +6.5% in a year · property tax 0.89%
The typical home in Oneida County is worth $322,085, 4% less than the Wisconsin typical home ($337,196). Values changed +6.5% in the past year and +22.7% over five years. Homeowners here pay a median 0.89% of their home's value in property tax each year ($2,868 on the typical home), versus 1.2% statewide.
Mortgage on the typical Oneida County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,417 | $257,668 | $1,733 | $0 | $400 | $2,133 | $91,400 |
| 10% down | $32,208 | $289,876 | $1,950 | $121 | $400 | $2,471 | $105,900 |
| 5% down | $16,104 | $305,981 | $2,058 | $127 | $400 | $2,586 | $110,800 |
| 3.5% down (FHA) | $11,273 | $316,251 | $2,127 | $142 | $400 | $2,670 | $114,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.89% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dodge County | $322,574 | +6.2% | 1.48% |
| Kewaunee County | $322,760 | +8.9% | 1.44% |
| Eau Claire County | $322,813 | +2.9% | 1.35% |
| Portage County | $320,281 | +9.5% | 1.44% |
| Chippewa County | $320,058 | +3.5% | 1.08% |
| Sheboygan County | $324,244 | +5.3% | 1.39% |
| Racine County | $315,015 | +5.8% | 1.63% |
| Dunn County | $314,232 | +4.1% | 1.39% |
| Green County | $330,219 | +6.0% | 1.6% |
| Oconto County | $313,555 | +8.2% | 1.18% |
Frequently asked questions
What is the average home price in Oneida County, WI?
The typical home value in Oneida County is $322,085 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Oneida County?
About $91,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Oneida County?
The median effective rate is 0.89% of home value a year (Census ACS 2024 5-year estimates).