How much house can I afford on $90,000 in Wisconsin?
About $305,000 with 20% down ($246,000 with an FHA loan), using Wisconsin's 1.2% property tax rate.
That is $32,177 less than the typical Wisconsin home ($337,196), so on $90,000 you'd look at cheaper areas or a smaller home. The payment of $2,100 covers $1,642 principal and interest, $306 property tax and $153 insurance.
Counties in Wisconsin you can afford on $90,000
39 of 72 counties have a typical home value at or below $305,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Winnebago County | $304,461 | +4.6% | 1.63% |
| Burnett County | $301,217 | +3.2% | 0.93% |
| Bayfield County | $300,175 | +0.7% | 1.01% |
| Rock County | $296,846 | +6.2% | 1.6% |
| Green Lake County | $295,080 | +8.1% | 1.26% |
| Pepin County | $291,729 | +8.7% | 1.36% |
| Fond du Lac County | $291,658 | +4.7% | 1.51% |
| Milwaukee County | $286,344 | +3.7% | 1.93% |
| Waupaca County | $286,038 | +6.3% | 1.38% |
| Shawano County | $283,708 | +11.7% | 1.36% |
| Barron County | $281,691 | +4.4% | 1.31% |
| Waushara County | $281,147 | +7.1% | 1.21% |
| Trempealeau County | $278,679 | +6.0% | 1.56% |
| Marathon County | $277,479 | +9.2% | 1.47% |
| Richland County | $274,189 | +11.9% | 1.38% |
| Marquette County | $269,362 | +5.3% | 1.26% |
| Manitowoc County | $264,380 | +5.1% | 1.44% |
| Vernon County | $262,834 | +8.9% | 1.33% |
| Douglas County | $261,006 | +5.0% | 1.26% |
| Buffalo County | $260,791 | +9.4% | 1.32% |
| Monroe County | $259,950 | +4.4% | 1.35% |
| Juneau County | $257,625 | +7.1% | 1.47% |
| Lafayette County | $250,604 | +8.1% | 1.57% |
| Lincoln County | $246,038 | +7.9% | 1.32% |
| Adams County | $245,585 | +4.2% | 1.2% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Wisconsin
Frequently asked questions
How much house can I afford on $90,000 in Wisconsin?
About $305,000 with 20% down at 7.11%, keeping the payment (with Wisconsin's 1.2% property tax and insurance) under $2,100 a month.
Is $90,000 enough to buy a house in Wisconsin?
Not the typical home: the typical Wisconsin home is worth $337,196 (Zillow, September 2026) and $90,000 supports about $305,000. 39 of 72 counties are within budget.