Richland County, Wisconsin home prices
Typical home $274,189 · +11.9% in a year · property tax 1.38%
The typical home in Richland County is worth $274,189, 19% less than the Wisconsin typical home ($337,196). Values changed +11.9% in the past year and +48.7% over five years. Homeowners here pay a median 1.38% of their home's value in property tax each year ($3,797 on the typical home), versus 1.2% statewide.
Mortgage on the typical Richland County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,838 | $219,351 | $1,476 | $0 | $454 | $1,929 | $82,700 |
| 10% down | $27,419 | $246,770 | $1,660 | $103 | $454 | $2,216 | $95,000 |
| 5% down | $13,709 | $260,479 | $1,752 | $109 | $454 | $2,314 | $99,200 |
| 3.5% down (FHA) | $9,597 | $269,222 | $1,811 | $121 | $454 | $2,386 | $102,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.38% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marathon County | $277,479 | +9.2% | 1.47% |
| Trempealeau County | $278,679 | +6.0% | 1.56% |
| Marquette County | $269,362 | +5.3% | 1.26% |
| Waushara County | $281,147 | +7.1% | 1.21% |
| Barron County | $281,691 | +4.4% | 1.31% |
| Shawano County | $283,708 | +11.7% | 1.36% |
| Manitowoc County | $264,380 | +5.1% | 1.44% |
| Vernon County | $262,834 | +8.9% | 1.33% |
| Waupaca County | $286,038 | +6.3% | 1.38% |
| Milwaukee County | $286,344 | +3.7% | 1.93% |
Frequently asked questions
What is the average home price in Richland County, WI?
The typical home value in Richland County is $274,189 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Richland County?
About $82,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Richland County?
The median effective rate is 1.38% of home value a year (Census ACS 2024 5-year estimates).