Waupaca County, Wisconsin home prices
Typical home $286,038 · +6.3% in a year · property tax 1.38%
The typical home in Waupaca County is worth $286,038, 15% less than the Wisconsin typical home ($337,196). Values changed +6.3% in the past year and +37.0% over five years. Homeowners here pay a median 1.38% of their home's value in property tax each year ($3,956 on the typical home), versus 1.2% statewide.
Mortgage on the typical Waupaca County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $57,208 | $228,830 | $1,539 | $0 | $473 | $2,012 | $86,200 |
| 10% down | $28,604 | $257,434 | $1,732 | $107 | $473 | $2,312 | $99,100 |
| 5% down | $14,302 | $271,736 | $1,828 | $113 | $473 | $2,414 | $103,500 |
| 3.5% down (FHA) | $10,011 | $280,857 | $1,889 | $127 | $473 | $2,489 | $106,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.38% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Milwaukee County | $286,344 | +3.7% | 1.93% |
| Shawano County | $283,708 | +11.7% | 1.36% |
| Barron County | $281,691 | +4.4% | 1.31% |
| Waushara County | $281,147 | +7.1% | 1.21% |
| Fond du Lac County | $291,658 | +4.7% | 1.51% |
| Pepin County | $291,729 | +8.7% | 1.36% |
| Trempealeau County | $278,679 | +6.0% | 1.56% |
| Marathon County | $277,479 | +9.2% | 1.47% |
| Green Lake County | $295,080 | +8.1% | 1.26% |
| Rock County | $296,846 | +6.2% | 1.6% |
Frequently asked questions
What is the average home price in Waupaca County, WI?
The typical home value in Waupaca County is $286,038 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Waupaca County?
About $86,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Waupaca County?
The median effective rate is 1.38% of home value a year (Census ACS 2024 5-year estimates).