Vernon County, Wisconsin home prices
Typical home $262,834 · +8.9% in a year · property tax 1.33%
The typical home in Vernon County is worth $262,834, 22% less than the Wisconsin typical home ($337,196). Values changed +8.9% in the past year and +17.5% over five years. Homeowners here pay a median 1.33% of their home's value in property tax each year ($3,497 on the typical home), versus 1.2% statewide.
Mortgage on the typical Vernon County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,567 | $210,268 | $1,414 | $0 | $423 | $1,837 | $78,700 |
| 10% down | $26,283 | $236,551 | $1,591 | $99 | $423 | $2,113 | $90,500 |
| 5% down | $13,142 | $249,693 | $1,680 | $104 | $423 | $2,207 | $94,600 |
| 3.5% down (FHA) | $9,199 | $258,074 | $1,736 | $116 | $423 | $2,275 | $97,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.33% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Manitowoc County | $264,380 | +5.1% | 1.44% |
| Douglas County | $261,006 | +5.0% | 1.26% |
| Buffalo County | $260,791 | +9.4% | 1.32% |
| Monroe County | $259,950 | +4.4% | 1.35% |
| Juneau County | $257,625 | +7.1% | 1.47% |
| Marquette County | $269,362 | +5.3% | 1.26% |
| Richland County | $274,189 | +11.9% | 1.38% |
| Lafayette County | $250,604 | +8.1% | 1.57% |
| Marathon County | $277,479 | +9.2% | 1.47% |
| Trempealeau County | $278,679 | +6.0% | 1.56% |
Frequently asked questions
What is the average home price in Vernon County, WI?
The typical home value in Vernon County is $262,834 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Vernon County?
About $78,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Vernon County?
The median effective rate is 1.33% of home value a year (Census ACS 2024 5-year estimates).