Lafayette County, Wisconsin home prices
Typical home $250,604 · +8.1% in a year · property tax 1.57%
The typical home in Lafayette County is worth $250,604, 26% less than the Wisconsin typical home ($337,196). Values changed +8.1% in the past year and +34.0% over five years. Homeowners here pay a median 1.57% of their home's value in property tax each year ($3,934 on the typical home), versus 1.2% statewide.
Mortgage on the typical Lafayette County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,121 | $200,483 | $1,349 | $0 | $453 | $1,802 | $77,200 |
| 10% down | $25,060 | $225,543 | $1,517 | $94 | $453 | $2,064 | $88,500 |
| 5% down | $12,530 | $238,074 | $1,602 | $99 | $453 | $2,154 | $92,300 |
| 3.5% down (FHA) | $8,771 | $246,065 | $1,655 | $111 | $453 | $2,219 | $95,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.57% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lincoln County | $246,038 | +7.9% | 1.32% |
| Adams County | $245,585 | +4.2% | 1.2% |
| Juneau County | $257,625 | +7.1% | 1.47% |
| Monroe County | $259,950 | +4.4% | 1.35% |
| Buffalo County | $260,791 | +9.4% | 1.32% |
| Douglas County | $261,006 | +5.0% | 1.26% |
| Vernon County | $262,834 | +8.9% | 1.33% |
| Manitowoc County | $264,380 | +5.1% | 1.44% |
| Marquette County | $269,362 | +5.3% | 1.26% |
| Langlade County | $230,723 | +10.9% | 1.25% |
Frequently asked questions
What is the average home price in Lafayette County, WI?
The typical home value in Lafayette County is $250,604 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lafayette County?
About $77,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lafayette County?
The median effective rate is 1.57% of home value a year (Census ACS 2024 5-year estimates).