Buffalo County, Wisconsin home prices
Typical home $260,791 · +9.4% in a year · property tax 1.32%
The typical home in Buffalo County is worth $260,791, 23% less than the Wisconsin typical home ($337,196). Values changed +9.4% in the past year and +32.5% over five years. Homeowners here pay a median 1.32% of their home's value in property tax each year ($3,433 on the typical home), versus 1.2% statewide.
Mortgage on the typical Buffalo County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,158 | $208,633 | $1,403 | $0 | $416 | $1,820 | $78,000 |
| 10% down | $26,079 | $234,712 | $1,579 | $98 | $416 | $2,093 | $89,700 |
| 5% down | $13,040 | $247,752 | $1,667 | $103 | $416 | $2,186 | $93,700 |
| 3.5% down (FHA) | $9,128 | $256,068 | $1,723 | $115 | $416 | $2,254 | $96,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Douglas County | $261,006 | +5.0% | 1.26% |
| Monroe County | $259,950 | +4.4% | 1.35% |
| Vernon County | $262,834 | +8.9% | 1.33% |
| Juneau County | $257,625 | +7.1% | 1.47% |
| Manitowoc County | $264,380 | +5.1% | 1.44% |
| Marquette County | $269,362 | +5.3% | 1.26% |
| Lafayette County | $250,604 | +8.1% | 1.57% |
| Richland County | $274,189 | +11.9% | 1.38% |
| Lincoln County | $246,038 | +7.9% | 1.32% |
| Adams County | $245,585 | +4.2% | 1.2% |
Frequently asked questions
What is the average home price in Buffalo County, WI?
The typical home value in Buffalo County is $260,791 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Buffalo County?
About $78,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Buffalo County?
The median effective rate is 1.32% of home value a year (Census ACS 2024 5-year estimates).