Monroe County, Wisconsin home prices
Typical home $259,950 · +4.4% in a year · property tax 1.35%
The typical home in Monroe County is worth $259,950, 23% less than the Wisconsin typical home ($337,196). Values changed +4.4% in the past year and +29.7% over five years. Homeowners here pay a median 1.35% of their home's value in property tax each year ($3,498 on the typical home), versus 1.2% statewide.
Mortgage on the typical Monroe County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,990 | $207,960 | $1,399 | $0 | $421 | $1,820 | $78,000 |
| 10% down | $25,995 | $233,955 | $1,574 | $97 | $421 | $2,093 | $89,700 |
| 5% down | $12,998 | $246,953 | $1,661 | $103 | $421 | $2,186 | $93,700 |
| 3.5% down (FHA) | $9,098 | $255,242 | $1,717 | $115 | $421 | $2,253 | $96,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Buffalo County | $260,791 | +9.4% | 1.32% |
| Douglas County | $261,006 | +5.0% | 1.26% |
| Juneau County | $257,625 | +7.1% | 1.47% |
| Vernon County | $262,834 | +8.9% | 1.33% |
| Manitowoc County | $264,380 | +5.1% | 1.44% |
| Lafayette County | $250,604 | +8.1% | 1.57% |
| Marquette County | $269,362 | +5.3% | 1.26% |
| Lincoln County | $246,038 | +7.9% | 1.32% |
| Richland County | $274,189 | +11.9% | 1.38% |
| Adams County | $245,585 | +4.2% | 1.2% |
Frequently asked questions
What is the average home price in Monroe County, WI?
The typical home value in Monroe County is $259,950 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Monroe County?
About $78,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Monroe County?
The median effective rate is 1.35% of home value a year (Census ACS 2024 5-year estimates).