Lincoln County, Wisconsin home prices
Typical home $246,038 · +7.9% in a year · property tax 1.32%
The typical home in Lincoln County is worth $246,038, 27% less than the Wisconsin typical home ($337,196). Values changed +7.9% in the past year and +30.0% over five years. Homeowners here pay a median 1.32% of their home's value in property tax each year ($3,255 on the typical home), versus 1.2% statewide.
Mortgage on the typical Lincoln County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,208 | $196,830 | $1,324 | $0 | $394 | $1,718 | $73,600 |
| 10% down | $24,604 | $221,434 | $1,490 | $92 | $394 | $1,976 | $84,700 |
| 5% down | $12,302 | $233,736 | $1,572 | $97 | $394 | $2,064 | $88,500 |
| 3.5% down (FHA) | $8,611 | $241,581 | $1,625 | $109 | $394 | $2,128 | $91,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin · part of the Wausau metro area.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Adams County | $245,585 | +4.2% | 1.2% |
| Lafayette County | $250,604 | +8.1% | 1.57% |
| Juneau County | $257,625 | +7.1% | 1.47% |
| Monroe County | $259,950 | +4.4% | 1.35% |
| Buffalo County | $260,791 | +9.4% | 1.32% |
| Douglas County | $261,006 | +5.0% | 1.26% |
| Langlade County | $230,723 | +10.9% | 1.25% |
| Crawford County | $230,605 | +6.2% | 1.56% |
| Vernon County | $262,834 | +8.9% | 1.33% |
| Taylor County | $229,101 | +8.4% | 1.39% |
Frequently asked questions
What is the average home price in Lincoln County, WI?
The typical home value in Lincoln County is $246,038 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lincoln County?
About $73,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lincoln County?
The median effective rate is 1.32% of home value a year (Census ACS 2024 5-year estimates).