Wausau, WI home prices
Typical home $270,942 · +8.8% in a year · income needed $82,500
The Wausau, WI metro area ranks 389 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +8.8% in a year and +40.2% over five years. With 20% down at 7.11%, the typical home costs about $1,924 a month including 1.47% property tax (Marathon County rate).
Mortgage on the typical Wausau home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,188 | $216,754 | $1,458 | $0 | $466 | $1,924 | $82,500 |
| 10% down | $27,094 | $243,848 | $1,640 | $102 | $466 | $2,208 | $94,600 |
| 5% down | $13,547 | $257,395 | $1,732 | $107 | $466 | $2,305 | $98,800 |
| 3.5% down (FHA) | $9,483 | $266,034 | $1,790 | $120 | $466 | $2,376 | $101,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Wausau area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marathon County, WI | $277,479 | +9.2% | 1.47% |
| Lincoln County, WI | $246,038 | +7.9% | 1.32% |
What can you afford in Wisconsin on your salary? · Wisconsin home prices · Salaries in Wisconsin
Frequently asked questions
How much is a house in Wausau?
The typical home in the Wausau, WI metro area is worth $270,942 (Zillow, September 2026).
What salary do you need to buy a house in Wausau?
About $82,500 a year for the typical home with 20% down at 7.11%.