How much house can I afford on $80,000 in Wisconsin?
About $271,000 with 20% down ($218,000 with an FHA loan), using Wisconsin's 1.2% property tax rate.
That is $66,068 less than the typical Wisconsin home ($337,196), so on $80,000 you'd look at cheaper areas or a smaller home. The payment of $1,867 covers $1,459 principal and interest, $272 property tax and $136 insurance.
Counties in Wisconsin you can afford on $80,000
24 of 72 counties have a typical home value at or below $271,000:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marquette County | $269,362 | +5.3% | 1.26% |
| Manitowoc County | $264,380 | +5.1% | 1.44% |
| Vernon County | $262,834 | +8.9% | 1.33% |
| Douglas County | $261,006 | +5.0% | 1.26% |
| Buffalo County | $260,791 | +9.4% | 1.32% |
| Monroe County | $259,950 | +4.4% | 1.35% |
| Juneau County | $257,625 | +7.1% | 1.47% |
| Lafayette County | $250,604 | +8.1% | 1.57% |
| Lincoln County | $246,038 | +7.9% | 1.32% |
| Adams County | $245,585 | +4.2% | 1.2% |
| Langlade County | $230,723 | +10.9% | 1.25% |
| Crawford County | $230,605 | +6.2% | 1.56% |
| Taylor County | $229,101 | +8.4% | 1.39% |
| Wood County | $229,035 | +6.1% | 1.54% |
| Grant County | $228,650 | +5.4% | 1.36% |
| Jackson County | $228,571 | +8.8% | 1.39% |
| Forest County | $224,632 | +10.4% | 1.07% |
| Clark County | $223,852 | +9.9% | 1.45% |
| Iron County | $222,359 | +6.5% | 1.07% |
| Marinette County | $217,775 | +8.6% | 1.2% |
| Price County | $211,107 | +8.2% | 1.32% |
| Rusk County | $209,507 | +6.3% | 1.12% |
| Florence County | $200,231 | +6.1% | 1.21% |
| Ashland County | $188,689 | -5.0% | 1.42% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Wisconsin
Frequently asked questions
How much house can I afford on $80,000 in Wisconsin?
About $271,000 with 20% down at 7.11%, keeping the payment (with Wisconsin's 1.2% property tax and insurance) under $1,867 a month.
Is $80,000 enough to buy a house in Wisconsin?
Not the typical home: the typical Wisconsin home is worth $337,196 (Zillow, September 2026) and $80,000 supports about $271,000. 24 of 72 counties are within budget.