How much house can I afford on $180,000 in Wisconsin?
About $610,000 with 20% down ($491,000 with an FHA loan), using Wisconsin's 1.2% property tax rate.
That is $272,843 more than the typical Wisconsin home ($337,196), so a $180,000 salary can buy a typical home here. The payment of $4,200 covers $3,283 principal and interest, $612 property tax and $305 insurance.
Counties in Wisconsin you can afford on $180,000
72 of 72 counties have a typical home value at or below $610,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ozaukee County | $508,113 | +6.5% | 1.19% |
| Waukesha County | $502,911 | +6.0% | 1.14% |
| Dane County | $467,783 | +2.8% | 1.63% |
| Door County | $437,959 | +2.8% | 1.02% |
| Washington County | $427,931 | +6.2% | 1.1% |
| Saint Croix County | $415,702 | +2.1% | 1.17% |
| Vilas County | $408,356 | +7.8% | 0.73% |
| Walworth County | $405,546 | +4.4% | 1.33% |
| Calumet County | $377,545 | +5.4% | 1.41% |
| Pierce County | $371,522 | +5.1% | 1.36% |
| Jefferson County | $369,355 | +5.3% | 1.46% |
| Columbia County | $356,976 | +4.6% | 1.36% |
| Brown County | $355,212 | +4.7% | 1.38% |
| Sauk County | $344,270 | +5.7% | 1.45% |
| Iowa County | $343,526 | +7.2% | 1.52% |
| Outagamie County | $342,897 | +5.1% | 1.37% |
| Sawyer County | $339,999 | +3.2% | 0.8% |
| Polk County | $334,449 | +3.6% | 1.13% |
| Kenosha County | $333,954 | +6.7% | 1.57% |
| La Crosse County | $331,836 | +5.2% | 1.54% |
| Green County | $330,219 | +6.0% | 1.6% |
| Sheboygan County | $324,244 | +5.3% | 1.39% |
| Eau Claire County | $322,813 | +2.9% | 1.35% |
| Kewaunee County | $322,760 | +8.9% | 1.44% |
| Dodge County | $322,574 | +6.2% | 1.48% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Wisconsin
Frequently asked questions
How much house can I afford on $180,000 in Wisconsin?
About $610,000 with 20% down at 7.11%, keeping the payment (with Wisconsin's 1.2% property tax and insurance) under $4,200 a month.
Is $180,000 enough to buy a house in Wisconsin?
Yes: the typical Wisconsin home is worth $337,196 (Zillow, September 2026) and $180,000 supports about $610,000. 72 of 72 counties are within budget.