Beaver Dam, WI home prices
Typical home $322,633 · +6.2% in a year · income needed $98,300
The Beaver Dam, WI metro area ranks 274 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.2% in a year and +36.9% over five years. With 20% down at 7.11%, the typical home costs about $2,294 a month including 1.48% property tax (Dodge County rate).
Mortgage on the typical Beaver Dam home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,527 | $258,106 | $1,736 | $0 | $558 | $2,294 | $98,300 |
| 10% down | $32,263 | $290,370 | $1,953 | $121 | $558 | $2,632 | $112,800 |
| 5% down | $16,132 | $306,501 | $2,062 | $128 | $558 | $2,748 | $117,800 |
| 3.5% down (FHA) | $11,292 | $316,789 | $2,131 | $143 | $558 | $2,832 | $121,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.48% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Beaver Dam area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dodge County, WI | $322,574 | +6.2% | 1.48% |
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Frequently asked questions
How much is a house in Beaver Dam?
The typical home in the Beaver Dam, WI metro area is worth $322,633 (Zillow, September 2026).
What salary do you need to buy a house in Beaver Dam?
About $98,300 a year for the typical home with 20% down at 7.11%.