How much house can I afford on $100,000 in Wisconsin?
About $339,000 with 20% down ($273,000 with an FHA loan), using Wisconsin's 1.2% property tax rate.
That is $1,714 more than the typical Wisconsin home ($337,196), so a $100,000 salary can buy a typical home here. The payment of $2,333 covers $1,824 principal and interest, $340 property tax and $169 insurance.
Counties in Wisconsin you can afford on $100,000
55 of 72 counties have a typical home value at or below $339,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Polk County | $334,449 | +3.6% | 1.13% |
| Kenosha County | $333,954 | +6.7% | 1.57% |
| La Crosse County | $331,836 | +5.2% | 1.54% |
| Green County | $330,219 | +6.0% | 1.6% |
| Sheboygan County | $324,244 | +5.3% | 1.39% |
| Eau Claire County | $322,813 | +2.9% | 1.35% |
| Kewaunee County | $322,760 | +8.9% | 1.44% |
| Dodge County | $322,574 | +6.2% | 1.48% |
| Oneida County | $322,085 | +6.5% | 0.89% |
| Portage County | $320,281 | +9.5% | 1.44% |
| Chippewa County | $320,058 | +3.5% | 1.08% |
| Racine County | $315,015 | +5.8% | 1.63% |
| Dunn County | $314,232 | +4.1% | 1.39% |
| Oconto County | $313,555 | +8.2% | 1.18% |
| Washburn County | $311,922 | +4.8% | 1.05% |
| Menominee County | $310,016 | +7.9% | 3.56% |
| Winnebago County | $304,461 | +4.6% | 1.63% |
| Burnett County | $301,217 | +3.2% | 0.93% |
| Bayfield County | $300,175 | +0.7% | 1.01% |
| Rock County | $296,846 | +6.2% | 1.6% |
| Green Lake County | $295,080 | +8.1% | 1.26% |
| Pepin County | $291,729 | +8.7% | 1.36% |
| Fond du Lac County | $291,658 | +4.7% | 1.51% |
| Milwaukee County | $286,344 | +3.7% | 1.93% |
| Waupaca County | $286,038 | +6.3% | 1.38% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Wisconsin
Frequently asked questions
How much house can I afford on $100,000 in Wisconsin?
About $339,000 with 20% down at 7.11%, keeping the payment (with Wisconsin's 1.2% property tax and insurance) under $2,333 a month.
Is $100,000 enough to buy a house in Wisconsin?
Yes: the typical Wisconsin home is worth $337,196 (Zillow, September 2026) and $100,000 supports about $339,000. 55 of 72 counties are within budget.