Winnebago County, Wisconsin home prices
Typical home $304,461 · +4.6% in a year · property tax 1.63%
The typical home in Winnebago County is worth $304,461, 10% less than the Wisconsin typical home ($337,196). Values changed +4.6% in the past year and +34.3% over five years. Homeowners here pay a median 1.63% of their home's value in property tax each year ($4,961 on the typical home), versus 1.2% statewide.
Mortgage on the typical Winnebago County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $60,892 | $243,569 | $1,639 | $0 | $566 | $2,204 | $94,500 |
| 10% down | $30,446 | $274,015 | $1,843 | $114 | $566 | $2,523 | $108,100 |
| 5% down | $15,223 | $289,238 | $1,946 | $121 | $566 | $2,632 | $112,800 |
| 3.5% down (FHA) | $10,656 | $298,946 | $2,011 | $135 | $566 | $2,711 | $116,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.63% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin · part of the Oshkosh metro area.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Burnett County | $301,217 | +3.2% | 0.93% |
| Bayfield County | $300,175 | +0.7% | 1.01% |
| Menominee County | $310,016 | +7.9% | 3.56% |
| Washburn County | $311,922 | +4.8% | 1.05% |
| Rock County | $296,846 | +6.2% | 1.6% |
| Oconto County | $313,555 | +8.2% | 1.18% |
| Green Lake County | $295,080 | +8.1% | 1.26% |
| Dunn County | $314,232 | +4.1% | 1.39% |
| Racine County | $315,015 | +5.8% | 1.63% |
| Pepin County | $291,729 | +8.7% | 1.36% |
Frequently asked questions
What is the average home price in Winnebago County, WI?
The typical home value in Winnebago County is $304,461 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Winnebago County?
About $94,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Winnebago County?
The median effective rate is 1.63% of home value a year (Census ACS 2024 5-year estimates).