Bayfield County, Wisconsin home prices
Typical home $300,175 · +0.7% in a year · property tax 1.01%
The typical home in Bayfield County is worth $300,175, 11% less than the Wisconsin typical home ($337,196). Values changed +0.7% in the past year and +17.5% over five years. Homeowners here pay a median 1.01% of their home's value in property tax each year ($3,023 on the typical home), versus 1.2% statewide.
Mortgage on the typical Bayfield County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $60,035 | $240,140 | $1,615 | $0 | $402 | $2,017 | $86,500 |
| 10% down | $30,017 | $270,157 | $1,817 | $113 | $402 | $2,332 | $99,900 |
| 5% down | $15,009 | $285,166 | $1,918 | $119 | $402 | $2,439 | $104,500 |
| 3.5% down (FHA) | $10,506 | $294,738 | $1,983 | $133 | $402 | $2,517 | $107,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.01% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Burnett County | $301,217 | +3.2% | 0.93% |
| Rock County | $296,846 | +6.2% | 1.6% |
| Winnebago County | $304,461 | +4.6% | 1.63% |
| Green Lake County | $295,080 | +8.1% | 1.26% |
| Pepin County | $291,729 | +8.7% | 1.36% |
| Fond du Lac County | $291,658 | +4.7% | 1.51% |
| Menominee County | $310,016 | +7.9% | 3.56% |
| Washburn County | $311,922 | +4.8% | 1.05% |
| Oconto County | $313,555 | +8.2% | 1.18% |
| Milwaukee County | $286,344 | +3.7% | 1.93% |
Frequently asked questions
What is the average home price in Bayfield County, WI?
The typical home value in Bayfield County is $300,175 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bayfield County?
About $86,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bayfield County?
The median effective rate is 1.01% of home value a year (Census ACS 2024 5-year estimates).