Oconto County, Wisconsin home prices
Typical home $313,555 · +8.2% in a year · property tax 1.18%
The typical home in Oconto County is worth $313,555, 7% less than the Wisconsin typical home ($337,196). Values changed +8.2% in the past year and +46.9% over five years. Homeowners here pay a median 1.18% of their home's value in property tax each year ($3,695 on the typical home), versus 1.2% statewide.
Mortgage on the typical Oconto County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,711 | $250,844 | $1,687 | $0 | $465 | $2,152 | $92,200 |
| 10% down | $31,355 | $282,199 | $1,898 | $118 | $465 | $2,481 | $106,300 |
| 5% down | $15,678 | $297,877 | $2,004 | $124 | $465 | $2,593 | $111,100 |
| 3.5% down (FHA) | $10,974 | $307,875 | $2,071 | $139 | $465 | $2,674 | $114,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.18% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin · part of the Green Bay metro area.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dunn County | $314,232 | +4.1% | 1.39% |
| Racine County | $315,015 | +5.8% | 1.63% |
| Washburn County | $311,922 | +4.8% | 1.05% |
| Menominee County | $310,016 | +7.9% | 3.56% |
| Chippewa County | $320,058 | +3.5% | 1.08% |
| Portage County | $320,281 | +9.5% | 1.44% |
| Oneida County | $322,085 | +6.5% | 0.89% |
| Dodge County | $322,574 | +6.2% | 1.48% |
| Winnebago County | $304,461 | +4.6% | 1.63% |
| Kewaunee County | $322,760 | +8.9% | 1.44% |
Frequently asked questions
What is the average home price in Oconto County, WI?
The typical home value in Oconto County is $313,555 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Oconto County?
About $92,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Oconto County?
The median effective rate is 1.18% of home value a year (Census ACS 2024 5-year estimates).