Chippewa County, Wisconsin home prices
Typical home $320,058 · +3.5% in a year · property tax 1.08%
The typical home in Chippewa County is worth $320,058, 5% less than the Wisconsin typical home ($337,196). Values changed +3.5% in the past year and +29.9% over five years. Homeowners here pay a median 1.08% of their home's value in property tax each year ($3,472 on the typical home), versus 1.2% statewide.
Mortgage on the typical Chippewa County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,012 | $256,046 | $1,722 | $0 | $449 | $2,172 | $93,100 |
| 10% down | $32,006 | $288,052 | $1,938 | $120 | $449 | $2,507 | $107,400 |
| 5% down | $16,003 | $304,055 | $2,045 | $127 | $449 | $2,621 | $112,300 |
| 3.5% down (FHA) | $11,202 | $314,261 | $2,114 | $142 | $449 | $2,705 | $115,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.08% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin · part of the Eau Claire metro area.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Portage County | $320,281 | +9.5% | 1.44% |
| Oneida County | $322,085 | +6.5% | 0.89% |
| Dodge County | $322,574 | +6.2% | 1.48% |
| Kewaunee County | $322,760 | +8.9% | 1.44% |
| Eau Claire County | $322,813 | +2.9% | 1.35% |
| Sheboygan County | $324,244 | +5.3% | 1.39% |
| Racine County | $315,015 | +5.8% | 1.63% |
| Dunn County | $314,232 | +4.1% | 1.39% |
| Oconto County | $313,555 | +8.2% | 1.18% |
| Washburn County | $311,922 | +4.8% | 1.05% |
Frequently asked questions
What is the average home price in Chippewa County, WI?
The typical home value in Chippewa County is $320,058 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Chippewa County?
About $93,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Chippewa County?
The median effective rate is 1.08% of home value a year (Census ACS 2024 5-year estimates).