Eau Claire County, Wisconsin home prices
Typical home $322,813 · +2.9% in a year · property tax 1.35%
The typical home in Eau Claire County is worth $322,813, 4% less than the Wisconsin typical home ($337,196). Values changed +2.9% in the past year and +25.0% over five years. Homeowners here pay a median 1.35% of their home's value in property tax each year ($4,346 on the typical home), versus 1.2% statewide.
Mortgage on the typical Eau Claire County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,563 | $258,251 | $1,737 | $0 | $524 | $2,261 | $96,900 |
| 10% down | $32,281 | $290,532 | $1,954 | $121 | $524 | $2,599 | $111,400 |
| 5% down | $16,141 | $306,673 | $2,063 | $128 | $524 | $2,714 | $116,300 |
| 3.5% down (FHA) | $11,298 | $316,966 | $2,132 | $143 | $524 | $2,799 | $119,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin · part of the Eau Claire metro area.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kewaunee County | $322,760 | +8.9% | 1.44% |
| Dodge County | $322,574 | +6.2% | 1.48% |
| Oneida County | $322,085 | +6.5% | 0.89% |
| Sheboygan County | $324,244 | +5.3% | 1.39% |
| Portage County | $320,281 | +9.5% | 1.44% |
| Chippewa County | $320,058 | +3.5% | 1.08% |
| Green County | $330,219 | +6.0% | 1.6% |
| Racine County | $315,015 | +5.8% | 1.63% |
| Dunn County | $314,232 | +4.1% | 1.39% |
| La Crosse County | $331,836 | +5.2% | 1.54% |
Frequently asked questions
What is the average home price in Eau Claire County, WI?
The typical home value in Eau Claire County is $322,813 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Eau Claire County?
About $96,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Eau Claire County?
The median effective rate is 1.35% of home value a year (Census ACS 2024 5-year estimates).