Washburn County, Wisconsin home prices
Typical home $311,922 · +4.8% in a year · property tax 1.05%
The typical home in Washburn County is worth $311,922, 7% less than the Wisconsin typical home ($337,196). Values changed +4.8% in the past year and +32.4% over five years. Homeowners here pay a median 1.05% of their home's value in property tax each year ($3,279 on the typical home), versus 1.2% statewide.
Mortgage on the typical Washburn County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,384 | $249,537 | $1,679 | $0 | $429 | $2,108 | $90,300 |
| 10% down | $31,192 | $280,729 | $1,888 | $117 | $429 | $2,435 | $104,300 |
| 5% down | $15,596 | $296,326 | $1,993 | $123 | $429 | $2,546 | $109,100 |
| 3.5% down (FHA) | $10,917 | $306,272 | $2,060 | $138 | $429 | $2,628 | $112,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.05% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Oconto County | $313,555 | +8.2% | 1.18% |
| Menominee County | $310,016 | +7.9% | 3.56% |
| Dunn County | $314,232 | +4.1% | 1.39% |
| Racine County | $315,015 | +5.8% | 1.63% |
| Winnebago County | $304,461 | +4.6% | 1.63% |
| Chippewa County | $320,058 | +3.5% | 1.08% |
| Portage County | $320,281 | +9.5% | 1.44% |
| Oneida County | $322,085 | +6.5% | 0.89% |
| Dodge County | $322,574 | +6.2% | 1.48% |
| Burnett County | $301,217 | +3.2% | 0.93% |
Frequently asked questions
What is the average home price in Washburn County, WI?
The typical home value in Washburn County is $311,922 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washburn County?
About $90,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washburn County?
The median effective rate is 1.05% of home value a year (Census ACS 2024 5-year estimates).