How much house can I afford on $60,000 in Wisconsin?
About $203,000 with 20% down ($164,000 with an FHA loan), using Wisconsin's 1.2% property tax rate.
That is $133,850 less than the typical Wisconsin home ($337,196), so on $60,000 you'd look at cheaper areas or a smaller home. The payment of $1,400 covers $1,094 principal and interest, $204 property tax and $102 insurance.
Counties in Wisconsin you can afford on $60,000
2 of 72 counties have a typical home value at or below $203,000:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Florence County | $200,231 | +6.1% | 1.21% |
| Ashland County | $188,689 | -5.0% | 1.42% |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Wisconsin
Frequently asked questions
How much house can I afford on $60,000 in Wisconsin?
About $203,000 with 20% down at 7.11%, keeping the payment (with Wisconsin's 1.2% property tax and insurance) under $1,400 a month.
Is $60,000 enough to buy a house in Wisconsin?
Not the typical home: the typical Wisconsin home is worth $337,196 (Zillow, September 2026) and $60,000 supports about $203,000. 2 of 72 counties are within budget.