How much house can I afford on $110,000 in Wisconsin?
About $373,000 with 20% down ($300,000 with an FHA loan), using Wisconsin's 1.2% property tax rate.
That is $35,605 more than the typical Wisconsin home ($337,196), so a $110,000 salary can buy a typical home here. The payment of $2,567 covers $2,006 principal and interest, $374 property tax and $186 insurance.
Counties in Wisconsin you can afford on $110,000
63 of 72 counties have a typical home value at or below $373,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pierce County | $371,522 | +5.1% | 1.36% |
| Jefferson County | $369,355 | +5.3% | 1.46% |
| Columbia County | $356,976 | +4.6% | 1.36% |
| Brown County | $355,212 | +4.7% | 1.38% |
| Sauk County | $344,270 | +5.7% | 1.45% |
| Iowa County | $343,526 | +7.2% | 1.52% |
| Outagamie County | $342,897 | +5.1% | 1.37% |
| Sawyer County | $339,999 | +3.2% | 0.8% |
| Polk County | $334,449 | +3.6% | 1.13% |
| Kenosha County | $333,954 | +6.7% | 1.57% |
| La Crosse County | $331,836 | +5.2% | 1.54% |
| Green County | $330,219 | +6.0% | 1.6% |
| Sheboygan County | $324,244 | +5.3% | 1.39% |
| Eau Claire County | $322,813 | +2.9% | 1.35% |
| Kewaunee County | $322,760 | +8.9% | 1.44% |
| Dodge County | $322,574 | +6.2% | 1.48% |
| Oneida County | $322,085 | +6.5% | 0.89% |
| Portage County | $320,281 | +9.5% | 1.44% |
| Chippewa County | $320,058 | +3.5% | 1.08% |
| Racine County | $315,015 | +5.8% | 1.63% |
| Dunn County | $314,232 | +4.1% | 1.39% |
| Oconto County | $313,555 | +8.2% | 1.18% |
| Washburn County | $311,922 | +4.8% | 1.05% |
| Menominee County | $310,016 | +7.9% | 3.56% |
| Winnebago County | $304,461 | +4.6% | 1.63% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Wisconsin
Frequently asked questions
How much house can I afford on $110,000 in Wisconsin?
About $373,000 with 20% down at 7.11%, keeping the payment (with Wisconsin's 1.2% property tax and insurance) under $2,567 a month.
Is $110,000 enough to buy a house in Wisconsin?
Yes: the typical Wisconsin home is worth $337,196 (Zillow, September 2026) and $110,000 supports about $373,000. 63 of 72 counties are within budget.