Sheboygan, WI home prices
Typical home $324,230 · +5.3% in a year · income needed $97,800
The Sheboygan, WI metro area ranks 272 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +5.3% in a year and +42.6% over five years. With 20% down at 7.11%, the typical home costs about $2,283 a month including 1.39% property tax (Sheboygan County rate).
Mortgage on the typical Sheboygan home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,846 | $259,384 | $1,745 | $0 | $538 | $2,283 | $97,800 |
| 10% down | $32,423 | $291,807 | $1,963 | $122 | $538 | $2,622 | $112,400 |
| 5% down | $16,211 | $308,018 | $2,072 | $128 | $538 | $2,738 | $117,400 |
| 3.5% down (FHA) | $11,348 | $318,357 | $2,142 | $143 | $538 | $2,823 | $121,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.39% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Sheboygan area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sheboygan County, WI | $324,244 | +5.3% | 1.39% |
What can you afford in Wisconsin on your salary? · Wisconsin home prices · Salaries in Wisconsin
Frequently asked questions
How much is a house in Sheboygan?
The typical home in the Sheboygan, WI metro area is worth $324,230 (Zillow, September 2026).
What salary do you need to buy a house in Sheboygan?
About $97,800 a year for the typical home with 20% down at 7.11%.