Columbia County, Wisconsin home prices
Typical home $356,976 · +4.6% in a year · property tax 1.36%
The typical home in Columbia County is worth $356,976, 6% more than the Wisconsin typical home ($337,196). Values changed +4.6% in the past year and +31.3% over five years. Homeowners here pay a median 1.36% of their home's value in property tax each year ($4,859 on the typical home), versus 1.2% statewide.
Mortgage on the typical Columbia County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $71,395 | $285,581 | $1,921 | $0 | $583 | $2,505 | $107,300 |
| 10% down | $35,698 | $321,279 | $2,161 | $134 | $583 | $2,879 | $123,400 |
| 5% down | $17,849 | $339,127 | $2,281 | $141 | $583 | $3,006 | $128,800 |
| 3.5% down (FHA) | $12,494 | $350,510 | $2,358 | $158 | $583 | $3,099 | $132,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.36% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin · part of the Madison metro area.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Brown County | $355,212 | +4.7% | 1.38% |
| Jefferson County | $369,355 | +5.3% | 1.46% |
| Sauk County | $344,270 | +5.7% | 1.45% |
| Iowa County | $343,526 | +7.2% | 1.52% |
| Outagamie County | $342,897 | +5.1% | 1.37% |
| Pierce County | $371,522 | +5.1% | 1.36% |
| Sawyer County | $339,999 | +3.2% | 0.8% |
| Calumet County | $377,545 | +5.4% | 1.41% |
| Polk County | $334,449 | +3.6% | 1.13% |
| Kenosha County | $333,954 | +6.7% | 1.57% |
Frequently asked questions
What is the average home price in Columbia County, WI?
The typical home value in Columbia County is $356,976 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Columbia County?
About $107,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Columbia County?
The median effective rate is 1.36% of home value a year (Census ACS 2024 5-year estimates).