Polk County, Wisconsin home prices
Typical home $334,449 · +3.6% in a year · property tax 1.13%
The typical home in Polk County is worth $334,449, about the same as the Wisconsin typical home ($337,196). Values changed +3.6% in the past year and +21.9% over five years. Homeowners here pay a median 1.13% of their home's value in property tax each year ($3,782 on the typical home), versus 1.2% statewide.
Mortgage on the typical Polk County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,890 | $267,559 | $1,800 | $0 | $482 | $2,282 | $97,800 |
| 10% down | $33,445 | $301,004 | $2,025 | $125 | $482 | $2,633 | $112,800 |
| 5% down | $16,722 | $317,726 | $2,137 | $132 | $482 | $2,752 | $118,000 |
| 3.5% down (FHA) | $11,706 | $328,391 | $2,209 | $148 | $482 | $2,839 | $121,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.13% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kenosha County | $333,954 | +6.7% | 1.57% |
| La Crosse County | $331,836 | +5.2% | 1.54% |
| Green County | $330,219 | +6.0% | 1.6% |
| Sawyer County | $339,999 | +3.2% | 0.8% |
| Outagamie County | $342,897 | +5.1% | 1.37% |
| Iowa County | $343,526 | +7.2% | 1.52% |
| Sauk County | $344,270 | +5.7% | 1.45% |
| Sheboygan County | $324,244 | +5.3% | 1.39% |
| Eau Claire County | $322,813 | +2.9% | 1.35% |
| Kewaunee County | $322,760 | +8.9% | 1.44% |
Frequently asked questions
What is the average home price in Polk County, WI?
The typical home value in Polk County is $334,449 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Polk County?
About $97,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Polk County?
The median effective rate is 1.13% of home value a year (Census ACS 2024 5-year estimates).