Baraboo, WI home prices
Typical home $344,300 · +5.7% in a year · income needed $104,600
The Baraboo, WI metro area ranks 235 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +5.7% in a year and +25.3% over five years. With 20% down at 7.11%, the typical home costs about $2,442 a month including 1.45% property tax (Sauk County rate).
Mortgage on the typical Baraboo home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $68,860 | $275,440 | $1,853 | $0 | $589 | $2,442 | $104,600 |
| 10% down | $34,430 | $309,870 | $2,085 | $129 | $589 | $2,802 | $120,100 |
| 5% down | $17,215 | $327,085 | $2,200 | $136 | $589 | $2,925 | $125,400 |
| 3.5% down (FHA) | $12,050 | $338,064 | $2,274 | $152 | $589 | $3,015 | $129,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Baraboo area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sauk County, WI | $344,270 | +5.7% | 1.45% |
What can you afford in Wisconsin on your salary? · Wisconsin home prices · Salaries in Wisconsin
Frequently asked questions
How much is a house in Baraboo?
The typical home in the Baraboo, WI metro area is worth $344,300 (Zillow, September 2026).
What salary do you need to buy a house in Baraboo?
About $104,600 a year for the typical home with 20% down at 7.11%.