Manitowoc, WI home prices
Typical home $264,364 · +5.1% in a year · income needed $80,300
The Manitowoc, WI metro area ranks 408 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +5.1% in a year and +44.2% over five years. With 20% down at 7.11%, the typical home costs about $1,873 a month including 1.44% property tax (Manitowoc County rate).
Mortgage on the typical Manitowoc home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,873 | $211,491 | $1,423 | $0 | $450 | $1,873 | $80,300 |
| 10% down | $26,436 | $237,928 | $1,601 | $99 | $450 | $2,150 | $92,100 |
| 5% down | $13,218 | $251,146 | $1,689 | $105 | $450 | $2,244 | $96,200 |
| 3.5% down (FHA) | $9,253 | $259,576 | $1,746 | $117 | $450 | $2,313 | $99,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Manitowoc area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Manitowoc County, WI | $264,380 | +5.1% | 1.44% |
What can you afford in Wisconsin on your salary? · Wisconsin home prices · Salaries in Wisconsin
Frequently asked questions
How much is a house in Manitowoc?
The typical home in the Manitowoc, WI metro area is worth $264,364 (Zillow, September 2026).
What salary do you need to buy a house in Manitowoc?
About $80,300 a year for the typical home with 20% down at 7.11%.