Stevens Point, WI home prices
Typical home $320,275 · +9.5% in a year · income needed $97,200
The Stevens Point, WI metro area ranks 278 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +9.5% in a year and +36.8% over five years. With 20% down at 7.11%, the typical home costs about $2,267 a month including 1.44% property tax (Portage County rate).
Mortgage on the typical Stevens Point home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,055 | $256,220 | $1,724 | $0 | $544 | $2,267 | $97,200 |
| 10% down | $32,027 | $288,247 | $1,939 | $120 | $544 | $2,603 | $111,500 |
| 5% down | $16,014 | $304,261 | $2,047 | $127 | $544 | $2,717 | $116,400 |
| 3.5% down (FHA) | $11,210 | $314,474 | $2,115 | $142 | $544 | $2,801 | $120,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Stevens Point area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Portage County, WI | $320,281 | +9.5% | 1.44% |
What can you afford in Wisconsin on your salary? · Wisconsin home prices · Salaries in Wisconsin
Frequently asked questions
How much is a house in Stevens Point?
The typical home in the Stevens Point, WI metro area is worth $320,275 (Zillow, September 2026).
What salary do you need to buy a house in Stevens Point?
About $97,200 a year for the typical home with 20% down at 7.11%.