Saint Croix County, Wisconsin home prices
Typical home $415,702 · +2.1% in a year · property tax 1.17%
The typical home in Saint Croix County is worth $415,702, 23% more than the Wisconsin typical home ($337,196). Values changed +2.1% in the past year and +17.3% over five years. Homeowners here pay a median 1.17% of their home's value in property tax each year ($4,865 on the typical home), versus 1.2% statewide.
Mortgage on the typical Saint Croix County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $83,140 | $332,562 | $2,237 | $0 | $613 | $2,850 | $122,200 |
| 10% down | $41,570 | $374,132 | $2,517 | $156 | $613 | $3,286 | $140,800 |
| 5% down | $20,785 | $394,917 | $2,657 | $165 | $613 | $3,434 | $147,200 |
| 3.5% down (FHA) | $14,550 | $408,173 | $2,746 | $184 | $613 | $3,543 | $151,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.17% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin · part of the Minneapolis metro area.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Vilas County | $408,356 | +7.8% | 0.73% |
| Walworth County | $405,546 | +4.4% | 1.33% |
| Washington County | $427,931 | +6.2% | 1.1% |
| Door County | $437,959 | +2.8% | 1.02% |
| Calumet County | $377,545 | +5.4% | 1.41% |
| Pierce County | $371,522 | +5.1% | 1.36% |
| Jefferson County | $369,355 | +5.3% | 1.46% |
| Dane County | $467,783 | +2.8% | 1.63% |
| Columbia County | $356,976 | +4.6% | 1.36% |
| Brown County | $355,212 | +4.7% | 1.38% |
Frequently asked questions
What is the average home price in Saint Croix County, WI?
The typical home value in Saint Croix County is $415,702 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Saint Croix County?
About $122,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Saint Croix County?
The median effective rate is 1.17% of home value a year (Census ACS 2024 5-year estimates).