Vilas County, Wisconsin home prices
Typical home $408,356 · +7.8% in a year · property tax 0.73%
The typical home in Vilas County is worth $408,356, 21% more than the Wisconsin typical home ($337,196). Values changed +7.8% in the past year and +28.3% over five years. Homeowners here pay a median 0.73% of their home's value in property tax each year ($2,991 on the typical home), versus 1.2% statewide.
Mortgage on the typical Vilas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $81,671 | $326,685 | $2,198 | $0 | $453 | $2,651 | $113,600 |
| 10% down | $40,836 | $367,520 | $2,472 | $153 | $453 | $3,079 | $132,000 |
| 5% down | $20,418 | $387,938 | $2,610 | $162 | $453 | $3,225 | $138,200 |
| 3.5% down (FHA) | $14,292 | $400,959 | $2,697 | $181 | $453 | $3,331 | $142,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.73% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Walworth County | $405,546 | +4.4% | 1.33% |
| Saint Croix County | $415,702 | +2.1% | 1.17% |
| Washington County | $427,931 | +6.2% | 1.1% |
| Door County | $437,959 | +2.8% | 1.02% |
| Calumet County | $377,545 | +5.4% | 1.41% |
| Pierce County | $371,522 | +5.1% | 1.36% |
| Jefferson County | $369,355 | +5.3% | 1.46% |
| Columbia County | $356,976 | +4.6% | 1.36% |
| Brown County | $355,212 | +4.7% | 1.38% |
| Dane County | $467,783 | +2.8% | 1.63% |
Frequently asked questions
What is the average home price in Vilas County, WI?
The typical home value in Vilas County is $408,356 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Vilas County?
About $113,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Vilas County?
The median effective rate is 0.73% of home value a year (Census ACS 2024 5-year estimates).